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India’s Top 10 Investment Options For 2024

India offers a plethora of investment options catering to various risk appetites and financial goals. From traditional avenues like fixed deposits, Public Provident Fund (PPF), and gold, to modern avenues such as mutual funds, stocks, and real estate, investors have a diverse range to choose from. Mutual funds, particularly equity-linked ones, have gained significant popularity due to their potential for high returns over the long term. Additionally, the Indian stock market presents opportunities for those willing to take on higher risk in exchange for potentially higher rewards.

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India’s Top 10 Investment Options For 2024

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  1. VV Stock zone INVESTING OPTIONS FOR 2024 IN INDIA www.vvstockzone.com

  2. In finance, the purpose of investing is to generate a return from the invested asset. WHAT IS INVESTING? Investing is the act of distributing resources into something to generate income or gain profits. It is the act of allocating resources Investment requires a sacrifice of some present asset, such as time, money, or effort. www.vvstockzone.com

  3. vvstockzone.com 10 OPTIONS FOR INVESTING IN INDIA www.vvstockzone.com

  4. 1. PUBLIC PROVIDENT FUND (PPF) • PPF meaning can be simply stated as a long-term investment scheme, popular among individuals who want to earn high but stable returns. Proper safekeeping of the principal amount is the prime target of individuals opening a PPF account. • When a PPF scheme is opened, the PPF account is scheduled for the applicant where the money is deposited every month and interest is compounded. www.vvstockzone.com

  5. 2. INITIAL PUBLIC OFFERINGS (IPO) • An IPO is an initial public offering, in which shares of a private company are made available to the public for the first time. An IPO allows a company to raise equity capital from public investors. • The transition from a private to a public company can be an important time for private investors to fully realize gains from their investment as it typically includes a share premium for current private investors. Meanwhile, it also allows public investors to participate in the offering. www.vvstockzone.com

  6. 3. POST OFFICE MONTHLY INCOME SCHEME • Post Office Monthly Income Scheme, amongst others such as Post Office Savings Account, Post Office Recurring Deposit, Post Office Time Deposit, is one of the highest-earning schemes with an interest rate of 7.4%. • The interest in this scheme, as the name suggests, is disbursed monthly. This scheme, like other post office schemes, is recognized and validated by The Ministry of Finance. www.vvstockzone.com

  7. 4. CORPORATE BONDS • A corporate bond is a type of debt security issued by a corporation and sold to investors. The company gets the capital it needs and in return, the investor is paid a pre-established number of interest payments at either a fixed or variable interest rate. When the bond expires, or "reaches maturity," the payments cease and the original investment is returned. • The backing for the bond is generally the ability of the company to repay, which depends on its prospects for future revenues and profitability. In some cases, the company's physical assets may be used as collateral. www.vvstockzone.com

  8. 5. GOLD EXCHANGE-TRADED FUNDS (ETFS) • Gold ETF, or Exchange Traded Fund, is a commodity-based Mutual Fund that invests in assets like gold. These exchange-traded funds perform like individual stocks and are traded similarly on the stock exchange. • Exchange-traded funds represent assets, in this case, physical gold, both in dematerialised and paper form. An investor invests in stocks instead of the actual metal, and once it is traded, they are credited with the unit’s equivalent in cash instead of actual gold. www.vvstockzone.com

  9. 6. NATIONAL PENSION SCHEME (NPS) • The National Pension Scheme (NPS) is a social security initiative by the Central Government. This pension programme is open to employees from the public, private and even the unorganised sectors except those from the armed forces. • The scheme encourages people to invest in a pension account at regular intervals during the course of their employment. After retirement, the subscribers can take out a certain percentage of the corpus. As an NPS account holder, you will receive the remaining amount as a monthly pension post your retirement. • Earlier, the NPS scheme covered only Central Government employees. Central Government employees joining on or after 01-01- 2004 are mandatorily covered under the NPS. Now, however, the PFRDA has made it open to all Indian citizens on a voluntary basis. • The NPS scheme holds immense value for anyone who works in the private sector and requires a regular pension after retirement. The scheme is portable across jobs and locations, with tax benefits under Section 80C and Section 80CCD. www.vvstockzone.com

  10. 7. GOVERNMENT BONDS • A government bond is a debt security issued by a government to support government spending and obligations. Government bonds can pay periodic interest payments called coupon payments. Government bonds issued by national governments are often considered low-risk investments since the issuing government backs them. • Government bonds issued by a federal government may also be known as sovereign debt. www.vvstockzone.com

  11. ULIP 8. UNIT-LINKED INSURANCE PLANS (ULIPS) • ULIPS or Unit Linked Insurance Plans help you to serve two goals in a single product: investment and insurance. It provides you with a life cover and also lets you reap the benefits of the stock market, debt funds, or both, as the case may be. • ULIPS has come a long way since its inception in 1971. The first ULIP was introduced by the Unit Trust of India (UTI) in 1971 and then by Life Insurance Corporation (LIC) in 1989. www.vvstockzone.com

  12. 9. SOVEREIGN GOLD BONDS (SGBS) • SGBs are government securities denominated in grams of gold. They are substitutes for holding physical gold. Investors have to pay the issue price in cash and the bonds will be redeemed in cash on maturity. The Bond is issued by Reserve Bank on behalf of Government of India. • Persons resident in India as defined under Foreign Exchange Management Act, 1999 are eligible to invest in SGB. Eligible investors include individuals, HUFs, trusts, universities and charitable institutions. Individual investors with subsequent change in residential status from resident to non-resident may continue to hold SGB till early redemption/maturity. www.vvstockzone.com

  13. 10. EQUITY MUTUAL FUNDS • An Equity Fund is a Mutual Fund Scheme that invests predominantly in shares/stocks of companies. They are also known as Growth Funds. • Equity Funds are either Active or Passive. In an Active Fund, a fund manager scans the market, conducts research on companies, examines performance and looks for the best stocks to invest. In a Passive Fund, the fund manager builds a portfolio that mirrors a popular market index, say Sensex or Nifty Fifty. www.vvstockzone.com

  14. IMPORTANT INVESTING FACTS #1 #2 #3 #4 Only 33% of people get to outperform the market Historically, the stock gets a return of 11% and 5% bonds Passive investing is the most used type of investing Passive investment is the most ideal for begginer investor www.vvstockzone.com

  15. vvstockzone.com THANK YOU

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