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9 Questions to Ask when Choosing your Travel Insurance

If you’re on the lookout for travel insurance, here are 9 essential questions to ask before you buy.

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9 Questions to Ask when Choosing your Travel Insurance

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  1. 9 Questions to Ask When Choosing Your Travel Insurance

  2. 1. What kind of trip am I taking? Thinkabouthowlongyouareawayand howoftenyouwilltravelwithintwelvemonths.

  3. 2. Who's travelling with me? Areyoutravellingalone, withfriends, orfamily, and whataretheirages? Thisisimportantasyou mustdeclarealltravellersages.

  4. 3. Which countries are covered? TravelInsurancecompaniesoftencategorise countriesintodifferentgeographicalareas. 

  5. 4. What doesn’t my policy cover? Aswellasfindingoutwhatyourpolicycovers  it’simportanttocheckwhatyour travelinsurancepolicydoesn’tcover.

  6. 5. What does my policy cover? Generally, mostpolicieswilloffercoverforthingssuchas emergencymedicalexpenses, lostorstolenluggage, 24-hourhelplinesupport.

  7. 6. What is the excess? Intheworldofinsurance, anexcessisanamountthatyou, thepolicyholder, willberequiredtopaytowards anyclaimsyoumakeonyourinsurance.

  8. 7. Is my medical condition covered? Ifyouhaveapre-existingmedicalcondition, itisessential thatyoucomplywithanyspecialtermsthetravelinsurance companyhasattheoutsetforcustomers.

  9. 8. Is personal liability cover included in my policy cover? Ifyouareatfault, thisbasicallycoverscostslike compensation, orlegalcostsauthorised bytheinsurancecompany.

  10. 9. What if I have already travelled? Thereareafewcompaniesthatoffercoverevenifyour triphasalreadybegun, soyoucantrysearching ‘alreadytravelled’ tocheckyouroptions.

  11. Enjoy your trip with Globelink Travel Insurance. Learnmore

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