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Health Care Service Corporation (HCSC) is the U.S.'s third-largest health insurance carrier offering health insurance coverage to over 15 million members through a variety of group and individual health care plans.
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Get Yourself Covered With Best Health Plan Offered By America'sMostTrustedCarrier,Hcsc HealthCareServiceCorporation(HCSC)istheU.S.'sthird-largesthealthinsurance carrierofferinghealthinsurancecoveragetoover15millionmembersthrougha varietyofgroupandindividualhealthcareplans.Thiscompanyisanindependent licenseeoftheBlueCrossandBlueShieldAssociation.BothBlueCrossandBlue Shieldoperatedseparatelyandthenin1975theybecameoneastheHealthCare ServiceCorporation. HealthCareServiceCorporationsteppedintothehealthinsurancesectorby offeringthefirsthospitalcareprepaymentplan.Lateronintheyear1936,the companylaunchedtheChicagoPlanforHospitalCare,andtheirfirstinsuranceplan becameeffectiveonJanuary21,1937.Thecompanyrosetopopularityinaquick time,enrolling36,000membersinitsfirstsixmonths.Thecompanyiscommittedto expandaccesstoqualityandcost-effectivehealthcaretoanextremelylarge numberofpeopleandhelptheirconsumerswithallessentialinformationandtools thatallowthem tomakethebesthealthcaredecisionsforthemselvesandtheir families. HCSCwasapioneerinmanystates,asthecarrierwasfirsttointroducemany things likeinIllinoisstate,thecompanywasfirsttoprovidecoverageforheart transplants,bonemarrowtransplantsandtoprovidegrouphealthcoveragetosmall andruralcommunities.ThecarrieralsointroducedthefirstCareVanasamobile immunizationprogram.TheHCSCcarrierintheTexasstatewasfirsttoprovide coverageforcriticalandcatastrophic diseasesandillnesseslikecancer,polio, Diptheria,andleukemia,besidesofferinghealthcoveragerightfrom birth. Thishealthinsurancecarrieralsoprovidedhealthcoveragetomigrantfarm workersinTexas. ThiscarrierwasfirstinNewMexicotoofferPPOandPOScoverageandoffers customerserviceforlargegroupaccountsandin-hospitalmedicalcoverageona per-visitbasis.Thiscarrierwasalsothefirsttocreateamobilehealthscreeningunit andfreevisionscreeningunitinOklahoma.
Inthistestingtime,healthinsurancecompaniesarefacingextremechallengesin evaluatingthecostefficiencyandqualityofhealthcare.Thischallengeisfurther exacerbatedbydifferenthospitals,specialists,physicians,andotherhealthcare providersapatientmayvisitrelatedtotheirhealthissue.Healthinsurancecarriers likeHCSCaremeetingthischallengethroughthecombineduseofdataanalytics andmachinelearning. HCSCiskeenlyfocusedtohelphealthcareprovidersenhancetheirhealthcare qualitybyservingthemwithproperinformationthathelpsthem comparetheir treatmentsandoutcomeswithotherproviders.Toefficientlyserveitsmembers,the companyhasbundledasetofhealthcareprovidersandhealthcarefacilities togetherinanarea.Theideabehindthiswastogainanunderstandingofthe treatmentoutcomesinthosegroups,sotheycouldassemblethosenetworksinan efficientwayforcustomers. Todaythecompanyisapioneerindevelopingvalue-basedcaremodelstospur greatercollaborationandaccountabilityamongdifferentstakeholderstoimprovethe healthcareexperienceforpatientsandconsumerssothattheyareabletolive healthierlives.