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Understanding Your Responsibilities After Loan Closing

Understanding Your Responsibilities After Loan Closing. Your Responsibilities. On-time mortgage payments Tax considerations Home maintenance On-time real estate tax payments Early contact with lender if you have trouble making payments. Tax Deductions.

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Understanding Your Responsibilities After Loan Closing

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  1. Understanding Your Responsibilities After Loan Closing

  2. Your Responsibilities • On-time mortgage payments • Tax considerations • Home maintenance • On-time real estate tax payments • Early contact with lender if you have trouble making payments

  3. Tax Deductions • Interest paid on up to $1 million of acquisition debt • Interest paid on up to $100,000 of home-equity debt • Points paid on home-equity or refinance loan (deducted over loan term, not in year paid)

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