How to Save Money While Shopping Car Insurance for Teens

1. Auto Insurance for Teens in California www.promaxinsuranceagency.com 800-371-8277

2. How to Save Money While Shopping Car Insurance for Teens These statistics are more shocking because teenagers between the ages of 15 to 24 denote just 14% of the American population. Still, they make up for 30%, which is almost $19 billion of the whole expenses of motor vehicle damages. This is why auto insurance for teens in California has been a matter of huge debate. Two-wheeler crashes are the number one reason for the deaths in American teens. These types of crashes involving motorbikes are seen more frequently in people between the ages of 16 to 19 year old than in any other age bracket. www.promaxinsuranceagency.com

3. Why are packages of auto insurance for teens in California so costly? • It is not a matter of doubt that teenagers have considerably less experience when it comes to driving vehicles so they are much more likely to take too lightly or fail to identify perilous situations. • Statistics show that there are more chances of a vehicle facing an accident when a teenager is present behind the wheels. • Among all age groups, teenagers are notorious for not using the seatbelt. • Teens are also given the label of not being very attentive while driving vehicle. Many people have tried to fight for the lowering the insurance rates for teenagers. But the facts that insurance agencies present is hard to debate. www.promaxinsuranceagency.com

4. The character of the child matters Ways to avoid paying excessively for auto insurance for teens in California Even if a family goes to the best auto insurance agency in California, the one that offers exorbitant prices for teen insurance, if the family is able to prove that the teenager is of good character and background, they can achieve a fine discount. The family can show that the teenager secures top grades in school and is a student who always secures grades over B. This warrants a good student discount on the insurance package, which means a 10 to 25% on the normal rate. The percentage of the concession will hinge on the insurer and the state they are in. Another great way to demonstrate a child’s character is to have the teen driver sign-up for a driver’s instruction course which is recognized by the state office. After completing the course and delivering the insurance agency with a driver’s course completion record, the agency can give up to 10% discount on the normal rate. www.promaxinsuranceagency.com

5. There’s no need for collision & comprehensive coverage Ways to avoid paying excessively for auto insurance for teens in California Unless the family is planning to buy their child a highly expensive vehicle, it is advisable to avoid the collision and comprehensive coverage while getting auto insurance for teens in California. In case of older cars, the value is less than what the deductible amount is. The family may end up having to pay more fees in monthly premiums than they could ever acquire back from the insurer even if the vehicle is damaged. Simple math shows that for a car valued at $1,200 in the current market, it is not sensible to pay an additional $200 or more for collision and comprehensive coverage. When checking out auto insurance quotes online the family should check out these possible deductions from the insurance package. www.promaxinsuranceagency.com

6. For more information : • Fontana Branch7950 Cherry Ave, Suite 114Fontana, CA 92336909-428-2300 Corona Branch119 N. Maple Street, Suite CCorona, CA 92880951-371-6007 800-371-8277 • www.promaxinsuranceagency.com