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Tax by investing in ELSS

Tax savings schemes offer tax rebates to the investors under the provisions of the Income Tax Act. <br>A good example of this is the Equity Linked Savings Schemes (ELSS). These schemes are growth oriented and invest pre-dominantly in equities. They almost at par with regular equity schemes. <br>QTSF is an ELSS with a value approach. It allows an investor to build wealth and save tax. <br>Investors can save 1.5 lacs under section 80 C by investing in this fund. <br>This fund has a lock-in period of 3 years. <br>Since, QTSF follows a value investing approach hence its functioning is quite similar to that of QLTEVF. <br>Investors can start investing with as little as Rs. 500/month.

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Tax by investing in ELSS

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  1. Panel Discussion on Asset Classes of Equity, Debt & Gold • Speakers: • Sorbh Gupta – Fund Manager, Equity • Chirag Mehta – Sr. Fund Manager, Alternative Investments • December 17, 2020 Mutual Funds- Tax Efficient way of Investing

  2. How Mutual Funds Work? Passed back to Pool in their money Investors Returns Fund Manager MUTUAL FUND Securities Generates Invests with securities In a mutual fund, our money is managed by a professional called fund manager.

  3. Why invest with a mutual fund? Professional Management Transparency Diversification Flexibility Return Potential Choice of Schemes Low Cost Well Regulated Liquidity Tax benefits

  4. Your money can do more, with mutual funds If you had Rs. 2,000 to invest in Equities which would you pick? Investor can invest in one-two companies at most. 2,000 / 2,344 = 0.85 shares 2,000 / 1125 = 1.78 shares 2,000 / 158 = 12.66 shares 2,000 / 241 = 8.30 shares 2,000 / 2,661 = 0.75 share Investor can invest in all companies at once through a mutual fund. Stocks referred above are illustrative and not recommendation of Quantum Mutual Fund/AMC. The Fund may or may not have any present or future positions in these Stocks. The above information should not be constructed as research report or recommendation to buy or sell of any stocks

  5. How to invest in MF, SIP or Lumpsum? SIP Lumpsum Amount ₹60,000 NAV 100 Units 600 SIP Total Units 601 NAV 98 Year End Value ₹58911 Lumpsum Total Units 600 NAV 98 Year End Value ₹58,800 SIP gives you the advantage of cost averaging. The above table is for illustration  purpose only

  6. Mutual Funds vs Direct Investing: Which is more Tax Efficient • Mutual funds are not subject to capital gains tax on buying and selling of stocks so the Fund Manager can take advantage of high prices of stocks without worrying about short term capital gains tax. The investor can stay invested for more than a year and enjoy lower tax rates. • The dividends  received by Investors from Mutual Fund Schemes are subject to TDS @ 10%.  As & when the investors redeem units from MF Scheme, Capital Gain Tax is applicable  i.e. long term or short term as the case may be.  Mutual Fund Schemes are exempt from both TDS on dividend income as well as   Capital Gain Tax on sale of investment holding from the Schemes , this in turn benefits the end Customer which is investors of the Schemes. • Specially devised products like ELSS bring best of both world together for investors ( long term capital appreciation & tax savings)

  7. ELSS: A Perfect Product for Tax Saving & Capital Appreciation • Tax Saving Funds are diversified in true sense & can invest in in quality Midcap & Large Cap companies for long term capital appreciation. • The fund has a three year lock-in which is one of the lowest amongst other tax saving instruments. • A three year lock-in ensures an enforced discipline amongst the investor. Equity is an investment class only in the long term in the near term its speculative. • Being an ELSS scheme it comes with an advantage of building wealth and saving taxes. • Well suited for long term goals such as children education & retirement planning

  8. What to look for in an ELSS Scheme? • Stability of the Investment team & Consistency in Style • Long term track record across Market Cycle • Prefer a fund with lower turnover ratio (lower churn) so as to reflect alignment of Fund Manager’s approach and your investment horizon • Portfolio should have good quality companies across Large Caps & Mid Caps depending upon where value lies.

  9. Quantum Tax Saving Fund Fund Manager Mr. Sorbh Gupta Work experience: Over 15 years. He has been managing this fund Since October 1, 2016. Category of Scheme Equity Linked Saving Scheme. Quantum Tax Saving Fund QTSF optimizes tax saving under Section 80C. QTSF minimizes risk by pursuing bottom-up stock selection. QTSF has a lower portfolio turnover. QTSF holds cash when stocks are overvalued - no derivatives and no hedging. QTSF follows a value investment strategy. Features Useful for • Long term capital appreciation & Saving Tax

  10. Product Label

  11. Disclaimer – Terms of Use The data in this presentation are meant for general reading purpose only and are not meant to serve as a professional guide/investment advice for the readers. This presentation has been prepared on the basis of publicly available information, internally developed data and other sources believed to be reliable. Whilst no action has been suggested or offered based upon the information provided herein, due care has been taken to endeavor that the facts are accurate and reasonable as on date. Quantum AMC shall make modifications and alterations to the performance and related data from time to time as may be required as per SEBI Mutual Fund Regulations. Readers are advised to seek independent professional advice and arrive at an informed investment decision before making any investment. None of the Sponsors, the Investment Manager, the Trustee, their respective Directors, Employees, Affiliates or Representatives shall be liable for any direct, indirect, special, incidental, consequential, punitive or exemplary damages, including lost profits arising in any way from the data/information/opinions contained in this presentation. The Quantum AMC shall make modifications and alterations to the performance and related data from time to time as may be required. Please visit – www.QuantumMF.com to read scheme specific risk factors. Investors in the Scheme are not being offered a guaranteed or assured rate of return and there can be no assurance that the schemes objective will be achieved and the NAV of the scheme may go up and down depending upon the factors and forces affecting securities market. Investment in mutual fund units involves investment risk such as trading volumes, settlement risk, liquidity risk, default risk including possible loss of capital. Past performance of the sponsor / AMC / Mutual Fund does not indicate the future performance of the Scheme. Statutory Details: Quantum Mutual Fund (the Fund) has been constituted as a Trust under the Indian Trusts Act, 1882. Sponsor: Quantum Advisors Private Limited. (liability of Sponsor limited to Rs. 1,00,000/-). Trustee: Quantum Trustee Company Private Limited. Investment Manager: Quantum Asset Management Company Private Limited. The Sponsor, Trustee and Investment Manager are incorporated under the Companies Act, 1956. 23rd December 2020 Mutual fund investments are subject to market risks, read all scheme related documents carefully.

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