Things To Tick Off Before You Invest In Debt Mutual Fund.

1. If Your Only Aim is to Generate the Maximum Possible Returns, this Presentation is NOT for you.

2. Presenting a Safety First Approach to getting the Most Out of Your Cash Balances

3. Introducing… Quantum Liquid Fund Simplicity. Transparency. Integrity.

4. First, Our Background • Quantum Advisors, our parent company was founded by Ajit Dayal in 1990. It manages USD 2.19 Billion (~INR 16,156 crore) as August 31, 2020 • We got our AMC license in 2005 and set up Quantum Mutual Fund • We hold over 30 years of experience in Investment, Research & advisory as a group and a good 15 years of Fund Management in India as AMC • Simplicity, Transparency and Integrity are foundations of our business

5. Our Safety First Approach Explained

6. #1 Safety Over Returns • You leave your cash balance in Current/Savings A/c • Your objective is to keep it safe • You Invest the cash in a liquid fund • The safety objective does not change • Quantum Liquid Fund understands that • Our job is to minimize your risks not maximize your returns • Quantum Liquid Fund will ALWAYS prioritize Safety over Returns

7. #2 We Avoid Credit Risk • 100% of Funds invested in Government or AAA rated PSU • Being AAA rated PSU is not enough to become part of portfolio • We Avoid weaker PSUs with the help of robust credit research framework • Zero Private corporate Debt • Quantum Liquid Fund will always AVOID credit risks

8. #3 Aim to Stay Liquid At All Times • No Credit Risk = Low Liquidity Risk • Government and AAA PSU debt are the most liquid segment of the debt market • We keep a reasonable portion of portfolio in cash or overnight asset • Quantum Liquid Fund will ALWAYS aim to remain “liquid”

9. #4 Simple and Predictable Portfolio Strategy • The objective defines our portfolio strategy • Safety > Liquidity > Returns – The SLR Principle • We do not change our strategy with what the competition is doing • Be it IL&FS or COVID or any market event, Quantum Liquid Fund will ALWAYS be prepared

10. #5 Generate Risk Adjusted Sensible Returns • NO Exposure to Private Sector Debt, means our returns are lower but so are the risks • An aim to have a liquid portfolio at all times reduces fire-sale of assets • Our research process guides us to avoid credit and illiquid risks At Quantum Liquid Fund Return of Capital is more important than Return on Capital

11. Our Safety First Approach IN ACTION

12. The IL&FS Crisis (2018) • IL&FS carried AAA credit rating at the time of default • Funding stopped for many private companies (even AAA rated) post IL&FS • Our investment process ensured that companies like IL&FS could never become part of Quantum Liquid Fund. • Quantum Liquid Fund remained unscathed during the entire credit crisis triggered by the IL&FS debacle • Our Safety First Approach works, and we remain committed to it

13. The Covid-19 Crisis • Some Debt Funds were not able to meet redemptions as liquidity dried up • Quantum Liquid Fund did NOT need the RBI’s liquidity window to meet redemptions • Even though no one could have predicted the pandemic, the safety first approach at Quantum Liquid Fund helped us sail through it • Our Safety First Approach works – even in unprecedented times. We remain committed to it

14. We Lead the Industry in More Ways…

15. Several Firsts to Our Credit… • We were the 1st in the industry to make the Liquid Fund scheme MTM way back in 2012 …..yes in 2012 • We are among the first fund houses to make weekly disclosures of the debt Portfolios since 2016 • Arguably, we are the only Fund house to stay away from private debt completely since 2015 We proactively took many steps to safeguard your interest much before it became a SEBI regulation.

16. In Conclusion… • Safety First is the ONLY sensible approach to take for your cash balances • Chasing the maximum possible return carries risk you do not want to take on

17. The decision is easy to make Always Aim for Safety First With Quantum Liquid Fund

18. Next Steps Talk to our Relationship Manager to Get On board Ambuj Gupta Relationship Manager Email: Ambuj@QuantumAMC.com Mobile: +91-98704-58160 Or Sandeep Bhosle AVP- Customer Interaction Email: SandeepB@QuantumAMC.com Mobile: +91-98209-43101 Website: www.QuantumAMC.com

20. 20 Disclaimer – Terms of Use The data in this presentation are meant for general reading purpose only and are not meant to serve as a professional guide/investment advice for the readers. This presentation has been prepared on the basis of publicly available information, internally developed data and other sources believed to be reliable. Whilst no action has been suggested or offered based upon the information provided herein, due care has been taken to endeavor that the facts are accurate and reasonable as on date. Quantum AMC shall make modifications and alterations to the performance and related data from time to time as may be required as per SEBI Mutual Fund Regulations. Readers are advised to seek independent professional advice and arrive at an informed investment decision before making any investment. None of the Sponsors, the Investment Manager, the Trustee, their respective Directors, Employees, Affiliates or Representatives shall be liable for any direct, indirect, special, incidental, consequential, punitive or exemplary damages, including lost profits arising in any way from the data/information/opinions contained in this presentation. The Quantum AMC shall make modifications and alterations to the performance and related data from time to time as may be required. Please visit – www.QuantumMF.com to read scheme specific risk factors. Investors in the Scheme are not being offered a guaranteed or assured rate of return and there can be no assurance that the schemes objective will be achieved and the NAV of the scheme may go up and down depending upon the factors and forces affecting securities market. Investment in mutual fund units involves investment risk such as trading volumes, settlement risk, liquidity risk, default risk including possible loss of capital. Past performance of the sponsor / AMC / Mutual Fund does not indicate the future performance of the Scheme. Statutory Details: Quantum Mutual Fund (the Fund) has been constituted as a Trust under the Indian Trusts Act, 1882. Sponsor: Quantum Advisors Private Limited. (liability of Sponsor limited to Rs. 1,00,000/-). Trustee: Quantum Trustee Company Private Limited. Investment Manager: Quantum Asset Management Company Private Limited. The Sponsor, Trustee and Investment Manager are incorporated under the Companies Act, 1956. Date : 10th September 2020. Mutual fund investments are subject to market risks, read all scheme related documents carefully.

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