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Home Loan Prepayments - Some Important Points

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Home Loan Prepayments - Some Important Points

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  1. Best Home Loan

  2. Home Loan Prepayments - Some Important Points

  3. The high home loan interest rates have forced the borrowers to think of prepayments. • However, prepayment of home loans shouldn't be just done impulsively. • There are a lot of factors to consider before making a decision to prepay a home loan or not. Here are some basic things to consider.

  4. Factors to consider before prepayment The current financial situation of the borrower: Is there enough money floating around to prepay the Best Home Loan? How much money is needed immediately or in near future: Does the borrower have enough money to meet financial exigencies?

  5. Prepayment penalties are also to be paid to the bank if you are not able to provide proofs that the money you are using to prepay is from windfall gains or your own. • (People generally use Home loan balance transfers and get the money from other banks. In such cases banks will charge prepayment penalties). • [Source: http://ezinearticles.com/?Home-Loan-Prepayments---Some-Important-Points&id=1424995]

  6. Follow us on : https://www.facebook.com/HDFCHomeLoanExperts https://twitter.com/HomeLoansByHDFC https://www.youtube.com/user/hdfcltd https://www.linkedin.com/company/hdfc?trk=top_nav_home

  7. Click to know more on Best Home Loan: https://www.hdfc.com/home-loans-salaried Thank You…

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