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Pradhan Mantri Awas Yojana

House is one of the most precious possession of a human being. It involves a lot of hard work and years of determination. Everyone wishes to have a beautiful and good house. No one likes to live on rent. But unfortunately, not all people get the opportunity to build their own houses. The reason behind it is the low pay scale of India and more responsibilities. In India, the population is very much as compared to employment opportunities. Not all people are into good jobs or businesses to live a luxurious life.<br><br>

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Pradhan Mantri Awas Yojana

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  1. What is Pradhan Mantri Awas Yojna? House is one of the most precious possession of a human being. It involves a lot of hard work and years of determination. Everyone wishes to have a beautiful and good house. No one likes to live on rent. But unfortunately, not all people get the opportunity to build their own houses. The reason behind it is the low pay scale of India and more responsibilities. In India, the population is very much as compared to employment opportunities. Not all people are into good jobs or businesses to live a luxurious life.

  2. To fulfill the dream of a common man, the government introduces a scheme that is Pradhan Mantri AwasYojna. The scheme stands for “housing for all”. The scheme came into effect on 17.06.2015 and is valid till 31st March 2022. The scheme was launched by the government of India to boost the affordability of houses against the inflated real estate sector. It aims at constructing around 20 million houses across the nation. Getting a home loan via PMAY is very easy. Here is the list of homeloan eligibility that the applicant must follow: The scheme is designed as such that it provides home renovation loan to all. All those who own a house or any of the family members who own the home can take the benefits of Pradhan Mantri Awas Yojna. The specific rule says that people who own pucca house. Another condition is that the family should not have availed central assistance under any housing scheme from the Government of India. One cannot take double the benefits of any scheme regarding a home loan. For verification, one needs to provide Adhaar Card number while applying for a loan. Other than that the beneficiary should have a good Cibil score. A beneficiary family will comprise of husband, wife, unmarried sons, and/or unmarried daughters. An adult earning member can be treated as a separate household if he/she does not own a pucca house. For a married couple who are on rent, they will be treated as a separate household. If they wish to avail PMAY benefits, they will be eligible for a single house bought by either spouse or together in joint ownership. The home loan interest rate varies a little but it starts from a 10.5 % interest rate. Now is the time to make your dream come true. Apply for a loan and live in your own house. home improvement loan home loans home loans eligibility calculator pradhan mantri awas yojana Location: Gurugram, Haryana, India

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