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Current Account Schemes at Vijaya Bank

A current account is mainly meant for professionals and businessmen who have higher number of transactions on a per day basis.

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Current Account Schemes at Vijaya Bank

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  1. Current Account Schemes at Vijaya Bank

  2. Current Account A current account is mainly meant for professionals and businessmen who have higher number of transactions on a per day basis. It is is also known as Demand Deposit Account. In general, there is no limit on the transactions that can be performed through a current account. This account is also suitable for making payments to creditors by using cheques.

  3. Current Account at Vijaya Bank Who can open a Current account: An individual/HUF, a partnership firm, a company, a trust, a local body, Govt. department with all the necessary prescribed documents. Know Your Customer (KYC) norms: Prospective account holders should comply with the ‘Know Your Customer (KYC)’ norms and should produce the necessary documents to support the address & identity of the user. The prospective account holder should be introduced by a third party acceptable by the bank. Charges levied on Non-maintenance: When below minimum balance: Rs.392 per month for non-individuals. Rs.196 per month for individuals in rural area. Rs.258 per month for individuals who live in non-rural areas.

  4. Current Account Schemes at Vijaya Bank Current Account Ordinary Current Account Silver Current Account Gold Current Account Platinum V Plus Current Account

  5. Current Account Ordinary This account can be opened by individuals, joint names, partnerships, trusts, companies. Minimum Balance: Rs.3,000 in urban / metropolitan branches. Rs.2,000 in other centers Know Your Customer (KYC) Norms: Same as mentioned under ‘Current Account at Vijaya Bank’ above.

  6. Current Account Silver Minimum average quarterly balance is Rs.1,00,000 and 50% concession is offered on various service charges. Some of the benefits of current account silver are:

  7. Current Account Gold Minimum average quarterly balance is Rs.2,00,000 and 75% concession is offered on various service charges. Some of the benefits of Current Account Gold are: *This facility not available at Petrol pumps, Restaurants, Wine-shops, Amusement Parks and other heavy cash depositing accounts.

  8. Current Account Platinum Minimum average quarterly balance is Rs.3,00,000 and 100% concession is offered on various service charges. Some of them are: *This facility not available at Petrol pumps, Restaurants, Wine-shops, Amusement Parks and other heavy cash depositing accounts.

  9. V Plus Current Account Under this scheme, the minimum balance required is Rs. 5,00,000/- Excess amount above the minimum balance (Rs. 5,00,000/-) will be transferred to term deposit in multiples of Rs. 1,00,000. Sweeping of balance happens on every Saturday. If in case the balance of this account remains less than the minimum balance, ie; s. 5,00,000/- for 3 months, then this account will be transferred to Current account, after closing all V-Plus Term Deposits linked to the account.

  10. VIJAYA BANK • Vijaya Bank is a PAN India Institution, serving diverse sectors of the society • The Bank offers a bouquet of innovative and attractive products and services to its customers. It has also incorporated a host of latest Digital Banking products, to provide the best services to its customers. Digital Banking services are: • VPAYQWIK • Mobile Banking • Net Banking • Vijaya UPI • Twitter bankingand many more… For details, visit: https://www.vijayabank.com

  11. THANK-YOU

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