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Vijaya Bank's Retail Banking Activities

Retail Banking is the range of services normally provided to individual consumers. It primarily covers the various deposit schemes and the account schemes available.

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Vijaya Bank's Retail Banking Activities

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  1. Vijaya Bank's Retail Banking Activities

  2. Retail Banking Retail Banking is the range of services normally provided to individual consumers. It primarily covers the various deposit schemes and the account schemes available. Retail banking is also known as consumer banking.

  3. Types of Retail Banking activities undertaken by Vijaya Bank Savings Bank Account Current Account Term Deposits

  4. Savings Bank Account This is one of the most common types of accounts held by individual account holders. This type of account is mainly opened for the safety and liquidity of funds with the added benefit of interest income. Vijaya Bank’s Savings Bank Accounts are classified into: V Payroll Savings Bank Account V Genuth Savings Bank Account V Balika Savings Bank Account V Platinum Savings Bank Account V Basic SB V Plus Savings Bank Account

  5. Current Account This type of account mainly focuses on firms, businesses and organizations. The minimum balance required for opening and maintaining a current account at Vijaya Bank is Rs.500/- There is no limit on the transaction or amount that can be transacted on a daily basis. Types of Current account: Current Account Ordinary Current Account Silver Current Account Gold Current Account Platinum V Plus Current Account

  6. Term Deposits The main purpose of this scheme is to get higher interest rates. Longer the tenor period, higher the interest rate earned. Term deposit is also known as Fixed Deposit or FD accounts. At Vijaya Bank the FD can be as low as Rs.50/- and can be deposited for any days ranging from 15 days till 10 years. Types of FD accounts: V GenuthUnnathi Recurring Deposits Bank Account Vijayashree Units Fixed Deposit V Balika Deposit JeevanNidhi Deposit Capital Gains Scheme Vijaya Tax Savings Scheme V Cash Certificate Recurring Deposits V-GenUthUnnathi Plus Recurring Deposit Lakhpati Recurring Deposit Variable Recurring Deposit

  7. VIJAYA BANK Vijaya Bank is a PAN India Institution, serving diverse sectors of the society. The Bank offers a bouquet of innovative and attractive products and services to its customers. It has also incorporated a host of latest Digital Banking products, to provide the best services to its customers. Digital Banking services are: VPAYQWIK Mobile Banking Net Banking Vijaya UPI Twitter bankingand many more… For details, visit: https://www.vijayabank.com

  8. THANK-YOU

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