ZipHub Frequently Asked Questions

2. What does the term ZipHub mean and what does the company do? ZipHub's Tag Line is simply: "Love one another". The name ZipHub has multiple meanings. First of all, ZipHub is a "hub" for all that you are interested in within your local zip codes. It is also your own personalized portal to all on the Internet, available to you in real time - on demand in a flash (zip) on your desktop and mobile devices. ZipHub is a local network that gives back to each zip code area it services in the forms of donations, discounts, special offers, free services, membership commissions, charitable activities, and hiring from the local market. How do I benefit as a consumer by joining the ZipHub network? • Membership is always FREE ! • Save money on the things you already purchase by using our group buying power and negations. We are the Priceline for everything. • Create automatic donations of 10% of the fees ZipHub receives forwarded to your favorite schools, churches, charities and civic/alumni organizations. • Receive a free, customized portal to the ZipHub network and the Internet delivering you special offers, services, information, and benefits based on your zip codes and preferences. • Stop all annoying emails and texts from individual merchants bombarding your inbox and phone. Receive all the sales and other information you want updated on demand on your personalized website and app. • Enjoy social media, classified ads, news, sports, and other information you want with full privacy and free of pop up ads. • Help your friend or family member who sponsored you to earn an extra income while you save on your purchases. • Receive the largest selection of national and local retailers, restaurants, and service providers offering you special deals available anywhere. • Participate in flash sales, exclusive offers, and group deals available only to ZipHub members. • Receive free product samples, free trial services, movies, gifts, and events. • Full Privacy Pledge. ZipHub will never sell or allow others access to our members' personal information. • Become a Sponsor and earn a lifetime residual income for introducing ZipHub to friends, family, and local businesses. • Pop Ad free private social media, local sports and news, stock quotes, professional and business networking, auctions, estate sales, classified ads, job searches, dating services, local real estate listings and profiles, travel hub, entertainment hub, plus many other valuable free services.

3. Is ZipHub involved in any multi-level marketing? No. ZipHub is not, nor ever will be, a multi-level marketing (mlm) company. Like all non-mlm companies that pay commissions, ZipHub only pays commissions on one level of direct sales. How much of the total fees received by ZipHub goes back to the community it serves? In addition to all of the hiring of local employees for the hub stores, ZipHub returns 33% (1/3rd) off the top of all revenues created in the local markets. These payments are donations to local charities chosen by the members, ZipHub Charities, and commissions back to the local members helping us to build the network in each market. ZipHub does not donate an amount based on profits. Our donations are as tithes, right off the top before any overhead or expenses. How do I see and know what is donated to my favorite charities on the ZipHub network? The monthly donations for all charities are displayed on the ZipHub website. ZipHub uses a highly respected, national, third party administrator for all donations and commission payments. ZipHub also engages third party auditors for all transactions within the network. How do I earn money as a sponsor with ZipHub? ZipHub pays lifetime residual commissions for signing up consumers, and referring local businesses who become advertisers on the site. Sponsors receive residual commissions of 10% of all fees generated from each consumer signed up and 5% of all the fees received by each business referral that signs up. Our member services department and marketing consultants are here to assist you with sign ups, and will setup an train all new business member sign ups. How and when do I receive my commissions as a sponsor? ZipHub is committed to using the most efficient and effective means possible to getting you paid quickly including debit cards, ACH drafts, and local checks mailed or to pick up. Commissions are paid every month after ZipHub receives payments from the advertisers.

4. Can I invest in ZipHub? If you are interested in any potential ZipHub investment opportunities, please email: investorrelations@ziphub.com How do I work for ZipHub? ZipHub is always hiring throughout the United States and soon across the globe. Please use the career opportunities section listed at the bottom of the home page of ziphub.com. What is ZipHub Charities? ZipHub Charities is a non-profit organization dedicated to helping those in need in each market we serve. Our goal is to have and support food and clothing trucks, food banks, homeless shelters, emergency roadside services, bill paying services, transitional services, employment training, in each of the communities that we have a ZipHub Office. ZipHub Charities gives 100 cents on every dollar to the communities it services. It does not take any money from donations for marketing or administrative expenses. If you choose to donate to ZipHub Charities, you can count on all of it going to help the needy in your community. What are the benefits for signing up my business? • ZipHub is to all industries what Priceline, Travelocity, and Expedia are for the travel industry. Our state of the art technology allows you to bring in business when you need it, not when you are already busy. • Unlike the Groupon type models, where they collect the money and pay you later, with ZipHub you are paid directly by the customer. • You do not pay until you receive the desired results. ZipHub offers you guaranteed and targeted advertising. • No long term contracts to sign. Advertise if and when it suits your needs. • You receive a choice of flexible advertising programs including transaction based commissions, cost per click, cost per action, flat rates with guaranteed views, as well as more traditional programs. • All Ziphub programs are designed to create not only sales, but profits and positive cash flow with each campaign. You receive the lowest ad rates and transaction percentages in the market for a comparable audience. We want only long term, win-win relationships with our advertising members.

5. • ZipHub considers its advertising members as business partners instead of merely profit opportunities. • Your brand value is always maintained with targeted sales and marketing campaigns with ZipHub. You control the offers, discounts, and specials. Our audience is motivated to use the merchants that participate with our charitable network. They are not the typical, deep discount shopper motivated only by a huge sale or special. • You receive a FREE CUSTOMIZED MERCHANT PORTAL to the ZipHub network allowing your business to: - direct traffic to your site or location(s) when you can use extra business - manage excess inventory or capacity - change offers in real time to meet your needs - set up reservation systems to control traffic - despanver to specific demographics and zip codes - reach people on the go with our high tech mobile apps • Receive discounts on the latest technology and communication you need for your business. • Purchase using the promotional offers by other business merchant members. • Sell not only to the ZipHub consumers, but to the business members (B2B) as well. • If we have not yet established a local presence in your city, you can sign up with and be supported by our Dallas/Ft. Worth national office. What are the benefits for my school, church, or non-profit organization to sign up with ZipHub? • ZipHub is a unique network that gives back to the communities it serves. A minimum of 33% of all revenue received by ZipHub is returned to the ZipHub areas in the forms of donations, direct charitable programs, and commissions. • The ZipHub network allows each consumer member to select up to five charitable organizations to receive donations from their activity. • ZipHub uses nationally respected third party administrators to secure the donations are accurate and paid timely. • A direct donation of 10% of every dollar received by ZipHub is sent to the non profit organizations selected by its members. These donations are a tithe right off the top before any overhead or costs. • Membership is always free for the consumers. ZipHub charges very fair fees to merchants and advertisers for transactions created from our network. These are the fees that are subject to the 10% from the top donations. • Keep our network informed about your events, news, and opportunities to help your organization. • You will be listed in a section for direct contributions for those interested in donating more to your group.