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Birla Sun Life Insurance Vision LifeIncome Plan

Birla Sun Life Insurance Vision LifeIncome Plan. +. Riders. Life is all about the choices we make. +. Riders. And we all know how difficult it is to make one…. +. Riders. As one move through his / her lifestage, choices have to be made that would benefit others. +. Riders.

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Birla Sun Life Insurance Vision LifeIncome Plan

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  1. Birla Sun Life InsuranceVision LifeIncome Plan

  2. + Riders Life is all about the choices we make

  3. + Riders And we all know how difficult it is to make one….

  4. + Riders As one move through his / her lifestage, choices have to be made that would benefit others

  5. + Riders So if Mr. Khanna is single who wants to go for a vacation

  6. + Riders However if Mr. Khanna is married and wants to surprise his wife

  7. + Riders If Mr. Khanna is married with kids , he might want to take his kid for a wildlife safari

  8. + Riders And if Mr. Khanna would want to gift his parents a vacation

  9. + Riders Term Based on your insurance needs, you get a variety of options to choose from Health Money Back Insurance Need Child Savings Retirement And yes these choices do depend on your lifestage and the beneficiary of the choice…

  10. + Riders Presenting BSLI Vision LifeIncome Plan Life just got simpler BSLI brings a unique plan that would fit your insurance need …irrespective of your lifestage or the beneficiary

  11. + Riders

  12. + Plan Details Riders Choose Sum Assured High Sum Assured Rebate Modal Rebate If chosen payment method is ECS, a premium rebate of 3.0% is offered irrespective of the pay frequency.

  13. + Riders • Bonuses • Simple Revisionary Bonus based on bonus rate declared by BSLI • Terminal Bonus • BSLI will declare new bonus rate from time to time

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  17. + • Policy Loan • Use this policy as a collateral to take loan from BSLI once the policy acquires surrender benefit • Minimum policy loan is Rs. 5,000 • Maximum is 85% of the surrender benefit as on that date less any o/s policy loan balance • Policy will terminate when o/s policy loan balance exceeds surrender benefit when policy is in reduced paid up status • All benefits payable will be first reduced by any o/s policy loan balance • Reduced Paid up Benefit • Option once premiums are paid for 3 policy years • Sum Assured or 105% of total premium paid to date (excluding any applicable rider premium and/or underwriting extras), if greater will be reduced in proportion to the years for which premiums are paid to the total premiums payable during the premium paying term. • Any reference to Sum Assured in the Benefits payable will be replaced to Reduced Paid-up • Accrued Bonuses to the date of premium discontinuance will not be reduced. • Any bonus payable in the year of premium discontinuance shall be reduced proportionately to the unpaid premiums in that policy year. No further accrual of Bonuses. Riders

  18. + Riders • This is a Traditional Participating Whole Life Plan • Insurance is the subject matter of the solicitation • Tax benefits are subject to changes in tax laws • For more details and risk factors, refer to the product brochure • For Training purpose only

  19. Thank You

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