Horse Insurance

1. Ark Agency 310 Washburne Ave.,P.O. Box 223 Paynesville,MN 56362 Phone: 320-243-7250 www.arkagency.com About Us Professional Horse Insurance Specialists Founded in 1978, Ark Agency Animal Insurance Services has been successfully pairing clients with quality horse insurance coverages they can depend on. We specialize in finding quality, comprehensive coverage for your prized equines, as well as other valuable livestock. Licensed to service clients in all 50 states, we place a high importance on finding the coverage you need for your investment. Along with the Horsemen of North America Purchasing Group and the North American Horsemen’s Association, Ark Agency is a division of the Ark International Group.

2. Types of Insurance Dealing with horses is just as much of an individual process as dealing with people. Each animal has a personality and purpose that offers a unique set of risks to the owner. Horse Mortality – This type of insurance for horses is comparable to life insurance for us. It comes as either full or limited, based on the needs that you see fit. Horse Medical – Most horses will require medical assistance during their lifetime. Insuring their health is a smart idea. Coverage includes surgical and other major medical expenses. Horse Loss of Use – This coverage is typically dependent on the age and value of a horse, and comes as either a full or limited policy.

3. Protect your horse, animals and property with Ark Agency! Many people insure their animals to protect them from risk. In particular, horse insurance involves one or more common policies that are taken out for various reasons. Individuals might need horse health insurance, horse mortality insurance, horse medical insurance, equine insurance, horse major medical insurance, horse life insurance, horses insurance, livestock insurance, horse liability insurance, horse farm insurance, equine liability insurance, and horse stable insurance. These policies provide protection for your horses, livestock, cattle, activities, and/or horse farm property. Regardless of your insurance needs, Ark Agency is your best choice. We specialize in insuring horses, dogs, cattle and other animals. Horses are truly magnificent animals that can provide an owner and their family, friends, or clients with endless hours of fun, adventure, and companionship. Yet despite being fairly docile in nature, horses are still very large animals, and thus pose an inherent risk to themselves and those around them. Most often, horse-related injuries occur when those who aren’t familiar with the behavior of the animal conduct themselves in way that either frightens or threatens the horse.

4. Horse Massage & Therapies Insure Your Horse Massage & Equine Alternative Therapy Services for Liability If you provide Horse Massage & Equine Therapies Services you have an unusual and moderate liability exposure that is not easily or well insured by many insurance companies. As a trained, paid professional, your services are a commercial and professional liability exposure that is not insured under your Homeowner’s or Farm Owner’s Insurance Policy. This activity is defined as the insured’s fee service of providing low-impact therapeutic massage and / or other types of alternative therapies on horses. The provider is not usually a licensed veterinarian or chiropractor, but is a technician trained and certified in one or more therapy methods.

5. Therapeutic & Disabled Riding Insure Your Disabled & Therapeutic Horse Riding Services for Liability If you perform horse riding services for physically or mentally challenged persons, you have a fairly high liability exposure that is not easily or well-insured by many insurance companies. If you are paid or compensated in some way for these services, this is commercial liability exposure that is not insured under your Homeowner’s or Farmowner’s insurance policy. Disabled therapeutic riding (hippotherapy) has been applied quite successfully since about the 1970’s. The therapy often gives special needs persons more will to achieve therapy goals when staying motivated can be a problem for improvement because of the interaction with a horse.