BUYING USED CARS TIPS

1. BUYING USED CARSTIPS • FINDING A CAR • MUST MEET YOUR NEEDS- TYPE OF CAR-HOW WILL YOU BE USING IT • PRICE RANGE- HOW MUCH YOU HAVE TO SPEND • OTHER COSTS-INSURANCE-REGISTRATION-SALE TAX

2. COMPARING CARS • MUST FIND AT LEAST TWO CARS • SIMILAR IN MAKE MODEL AND CLOSE IN AGE TO DO A GOOD COMPARISON • OFFICIAL PUBLICATIONS FOR COMPARING PRICES ARE • KELLY’S BLUE BOOK, EDMUND’S

3. WHAT TO COMPARE • MILEAGE 10K TO 12K AVERAGE • TYPE OF MILEAGE • GARAGE KEPT VS. NO GARAGE • ACCESSORIES CD PLAYER, POWER • LS, GS, GT ALL HAVE DIFFERENT PACKAGES FOR ACCESSORIES

4. PHONE CALL QUESTIONS • ACCIDENTS • SERVICE RECORD • MECHANICAL WORK DONE • ORIGINAL OWNER • WHY SELLING CAR • TYPE OF DRIVING DONE • TEENAGER DRIVE THE CAR • LET MECHANIC LOOK AT CAR

5. CHECKING CAR OUT • EXTERIOR OF CAR FROM ALL ANGLES • INSIDE AND OUT SIDE FOR UNUSUAL WEAR • LOOK FOR CHANGES IN COLOR OF PAINT • LOOK INSIDE TRUNK AND UNDER WHEEL WELLS • CHECK INSIDE OF DOORS • LOOK AT ENGINE

6. START CAR • LOOK AT THE ENGINE RUN • CHECK EXHAUST • DRIVE THE CAR • ACCELERATE AT DIFFERENT RATES • BRAKE AT DIFFERENT RATES • HAVE MECHANIC OR SOMEONE WITH AUTO BACKGROUND LOOK AT HE CAR

7. MAKE AN OFFER • START LOW THIS MAY DEPEND ON SUPPLY AND DEMAND • GIVE A DEPOSIT (CHECK) AFTER YOU AGREE ON A PRICE • YOU WILL THEN HAVE TO GET A BANK CHECK FOR THE REMAINDER OF THE PAYMENT • HAVE OWNER BRING CAR TO YOU

8. PAPER WORK • CALL INSURANCE COMPANY • MAKE, MODEL,YEAR OF CAR • GET A COPY OF INSURANCE

9. COMPLETING THE DEAL • SELLER GIVES YOU THE TITLE, SIGNED, WITH ODOMETER READING,DATE • YOU GIVE THE SELLER THE CHECK ONLY AFTER YOU GET THE TITLE

10. REGISTER THE CAR • BRING TO MVS • INSURANCE CARD • TITLE • CHECK FOR SALES TAX • YOU HAVE TEN DAYS TO DO THIS • INSPECTION 14 DAYS OR TIME LEFT ON STICKER

11. REGISTRATION • NJ RESIDENT WHO OWNS A CAR 17YRS OLD • SAME IDEA AS WITH LICENSE • MUST BE WITH CAR AT ALL TIMES • ALSO INSURANCE I.D. • FINE FOR NOT HAVING THESE WITH YOU $100 MAX

12. REGISTRATION STEPS • APPLICATION • PROOF OF OWNERSHIP (TITLE) • SALES TAX • INSURANCE POLICY NO. • REGISTRATION IS GOOD FOR ONE YEAR

13. REGISTRATION RENEWAL • EVERY YEAR • SAME MONTH • STATE SENDS FORM, YOU MUST SEND IT BACK WITH CHECK

14. LICENSE PLATES • TWO PLATES (REAR MUST HAVE LIGHT) VISIBLE AT 50’ • 12” TO 48” • MUST BE KEPT CLEAN (SNOW) • LOST OR STOLEN • REPORT TO POLICE GET NEW ONES AT MVS (KEEP COPY OF THE REPORT)

15. OLD PLATES • YOU MAY TRANSFER THEM TO ANOTHER CAR OF SAME TYPE • IF YOU DON’T NEED THEM, TURN THEM IN TO MVS AND GET A RECEIPT

16. INSPECTION • EVERY TWO YEARS • SAME MONTH AS FIRST TIME • BRING LICENSE,REGISTRATION,INSURANCE CARD • IF YOU FAIL INSPECTION, YOU HAVE UNTIL THE END OF THE FOLLOWING MONTH TO FIX IT

17. PENALTIESFORGED OR COUNTERFEIT PLATES FINE UP TO $500 UP TO 60 DAYS JAIL AND/OR LICENSE SUSPENSION

18. EXPIRED INSPECTION • MAY FINE YOU $100-$200 • AND/OR JAIL 30 DAYS • REGISTRATION WILL BE REVOKED

19. TURNING RIGHT

20. RIGHT TURN PROCEDURE • 1- RT. TURN SIGNAL 100 FT. • 2- MOVE INTO RIGHT LANE • 3- SLOW DOWN • 4- TURN STEERING WHEEL TO RIGHT WHEN FRONT BUMPER PASSES THE INTERSECTING CURB • 5- ACCELERATE GRADUALLY ALLOWING WHEEL TO SLIDE BACK THROUGH YOUR HANDS

22. 1- TURN FROM RIGHT LANE INTO CORRESPONDING RIGHT LANE • 2- THIS ALLOWS A PERSON FROM THE OTHER DIRECTION TO MAKE A LEFT TURN INTO THE OUTSIDE LANE

23. LEFT TURNS

24. LEFT TURN 1- LEFT LANE ( LANE NEAREST THE CENTER OF THE ROAD 2- GET AS CLOSE TO THE CENTER LINE AS POSSIBLE 3- TURN INTO LANE NEAREST THE CENTER OF THE ROAD (LEFT LANE Tip- if you have to wait, do it with your wheels straight ahead

25. LEFT TURN

26. INSURANCE LIABILITY (SPLIT LIMITS) PERSONAL INJURY PROTECTION UNINSURED MOTORIST