Presentation OCOVA September 9 th , 2008

1. Presentation OCOVA September 9th, 2008 Jacek Kowalski CEO

2. Who is Twinlinx? • Twinlinx:Created in August 2006 by Jacek Kowalski, Founder and former CEO of Inside Contactless, currently leading chip supplier for contactless payment and NFC markets • Our Vision: NFC technology integrated with the mobile phone will generate many opportunities for development of attractive consumer oriented contactless applications • Mission: Provide NFC hardware and applications development platform allowing to integrate NFC technology with the existing and future mobile phones 2006 25/06/2007

3. What NFC-enabled phones can do? Server Link to a back office server Recharge Exchange data Update Listen/Talk View Get information Type Pay for services NFC (Near Field Communications) : Short range contactless communication technology allowing a phone to behave as a card or as a reader. 25/06/2007

4. Enabling NFC market development • Why NFC market does not develop? • There are no applications as there are no NFC-enabled phones • Phone manufacturers will not generalize NFC integration within phones without clear consumer demand for such phones • Consumers are not keen to change their phones to get access to an NFC application and are not fully confident in phone security as banking card • Uncertain business models around NFC-enabled phones of different market players • Twinlinx solution is A thin sticker integrating NFC technology and using bluetooth communication to connect it to the phone 25/06/2007

5. NFC versus bluetooth phones volumes 1500m NFC sticker TAM 350m NFC Phone TAM Source: PiperJaffray 2007, ABI Research 2007 • Today’s phones park :50% of phones has bluetooth, no NFC phones • In 2012 :80% of phones will have bleutooth, only 10% of phones will have NFC • Conclusion: NFC sticker will be the mainstream market for NFC-enabled phones 25/06/2007

6. NFC sticker concept Area for branding Switch-on button 35 mm 28 mm Photovoltaic cell for battery recharging SPDU sticker activation model? • Stick it to the back of the phone • Pair it with the phone • Download application midlet from the sticker or from the server • Use phone with different card-like or reader-like applications 25/06/2007

7. Strengths of the NFC Sticker concept • Proven acceptance by consumers of phone sticker concept • Phone sticker with card only function issued by Mastercard • NFC Sticker works with the existing phones • No need to issuemany new phone models integrating NFC • Noneed to convince consumers to change their phones • 25x lower costs compared with the phone replacement (10€ versus 250€) • Compatibility with any existing contactless card application • Immediate market with distribution channels for 200m card users • Respects the existing smart card value chain and security models • Sticker can be personalized using standard contactless card model 25/06/2007

8. Existing markets for NFC applications • Transport • 200m consumers using contactless cards for transport payment • NFC sticker used to pay for a trip or as a commuter card • NFC phone used to recharge units in the sticker • Payment • 50m consumers having contactless payment cards in the US • NFC sticker used as payment card • NFC phone connect to the sticker for on line payment services • Retail • Millions of loyalty cards issued • NFC sticker used as multiple loyalty cards carrier • NFC phone used to display point, product information, promotions, … • Access Control • 50m users of contactless cards as company card • NFC sticker used for door entrance and as internal payment card • NFC phone used to issue access rights and payment nghts • Transport • Buying transport tickets through the mobile phone • Access control • Accessing the hotel room without need for check-in • New uses • Simplifying pairing between a phone and a bluetooth device • Storing information on labels attached to home objects • Listening music samples on concert posters or CD posters • Exchanging information between phones 25/06/2007

9. Some future NFC applications • Smart posters • Connecting on-line to get access to information • NFC sticker used read a contactless tag attached to the poster • NFC phone used to connect to a server and display information • CD music sampling • A poster issued for each CD and containing tags with music samples • NFC sticker used to download the music from the tag • NFC phone used to listen to the music • Pairing • Pairing a bluetooth device with the phone • NFC sticker reads the bleutooth device identification number • NFC phone performing pairing with device using this number • Business cards • Personal information is stored on the sticker • Approaching 2 phones make transfer information between phones • NFC phone used to display the information • Transport • Buying transport tickets through the mobile phone • Access control • Accessing the hotel room without need for check-in • New uses • Simplifying pairing between a phone and a bluetooth device • Storing information on labels attached to home objects • Listening music samples on concert posters or CD posters • Exchanging information between phones 25/06/2007

10. Twinlinx competitive advantages • Patented NFC sticker architecture making it compatible with the existing contactless applications and with future NFC phones • Strong financial support of the project from the Region • Highly experienced team internationally recognized in the field of NFC, contactless and smart cards • Advantage of the first mover 25/06/2007

11. CONTACT INFORMATION • Jacek Kowalski , CEO • Cell: +33 603 901 901 • Email: jkowalski@twinlinx.com • Steve Lewis, VP Business Development • Cell: +33 660 475 440 • Email: slewis@twinlinx.com • Eric Alzai, CTO • Cell: +33 614 951 090 • Email: ealzai@twinlinx.com Espace Descartes Bat B 425, rue Rene Descartes 13587 Aix-en-Provence, France Tel. +33 (0)4 42 50 08 04 Fax. +33 (0)4 42 50 33 70 www.twinlinx.com 25/06/2007