Credit Card Help and Credit Repair in Miami – Is it Worth Paying For?

1. Credit Card Help and Credit Repair in Miami – Is it Worth Paying For?

2. If you’ve damaged your credit score, you may feel like there’s nothing you can do. You have bad credit and you must live with it, right? Wrong. Consumers in Miami, Florida fix their credit scores all the time. Your credit score is ever-evolving – changing with every new piece of information the credit bureaus receive, changing your score weekly or monthly at the very least. That’s good news because that means you can change your score with a few new good habits. But what if it takes more than good habits? What if you have erroneous information on your credit report? Fortunately, the Fair Credit Reporting Act is on your side and it doesn't involve credit counseling. You need to fix your credit with all three bureaus - Experian, Equifax, and TransUnion, but if you can’t handle it yourself, consider a credit repair service in Miami. Credit repair works, let's show you how.

3. What Does a Credit Repair Company Do? A credit repair company can’t change your credit for you, but they can help with disputing errors often found in credit reports. Disputing errors is something you can do yourself, but it’s time- consuming and overwhelming. That’s why a credit repair service is so valuable. The professionals handle the disputes for you and they dig further into the negative items than you may be able to manage, making Miami credit repair a valuable service. For example, if you have a bill that went to collections, but multiple collection agencies in Miami, Florida bought the debt through the years, that same bill may appear multiple times, contributing to your bad credit. That’s not a fair representation of your credit rating and can damage your score more than necessary. If you think you don’t have a reason to consider credit repair, consider this - the FTC states that 20 percent of consumers have an error on at least one credit report. You may be at larger risk of credit reporting errors than you thought. How Long Does it Take to Fix Bad Credit? The good news is that getting better credit doesn't take long. By law, the credit bureaus have 30 days to respond to the dispute. In some cases, it may extend to 45 days, but that’s rare. If they side in your favor, you could see the negative items leave your credit report within a couple of months. The credit repair process is quicker than most people in Miami realize.

4. Credit scores react quickly to new ‘positive’ information so it’s fair to think that you’ll see a rather quick turnaround on your score. Can I Fix my Bad Credit Myself? Ethical credit repair companies will let you know that Miami residents can fix bad credit themselves, but they’ll also be honest about what you can and can’t do. Just like you could probably do your home repairs but you don’t, the same is true of credit repair. Why try to reinvent the wheel or do more work than necessary? Professional credit repair services know what to look for and when to dig deeper into a problem that you may not see. While you may increase your score slightly yourself, you’ll likely have better results leaving it to the professionals. If you Have a Poor Credit History, let the Best Credit Repair Services Help At Build Worth Services, we proudly serve the Miami, Florida area, helping consumers fix their credit the right way. Everyone deserves to have the right credit history reporting. If you have a damaged credit score because of errors, fraudulent activity, or duplicating negative items, Build Worth Services can help you with credit restoration fast. Call us today at 855-532-8453 or contact us for your free consultation. We’re happy to show you how we can help improve your credit score and let you see the testimonials from many other happy Miami consumers who we helped turn their credit around too.