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Start Saving Money Today!. The basics of smart saving. Set a Goal. Amount to Save Set a Timeline Make a Plan. Create a Budget. Set up a monthly budget Create categories that work What’s my income? What are my expenses? Include savings and charities. Where Can You Decrease Spending?.
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Start Saving Money Today! The basics of smart saving
Set a Goal • Amount to Save • Set a Timeline • Make a Plan
Create a Budget • Set up a monthly budget • Create categories that work • What’s my income? • What are my expenses? • Include savings and charities
Where Can You Decrease Spending? • Cook at home (healthier too!) • Pack a lunch (or split a meal with a coworker) • Use a grocery list (and stick to it) • Clip coupons (2 for 1 meals) • Walk or ride a bike instead of drive • Buy used and shop for sales • Freeze your credit cards • Read library books instead of buying them
Where Can You Increase Income? • Have a garage sale • Use Craig’s List or E-Bay • Rent out a room • Barter your skills • Turn a hobby into a business