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HLCPE

HLCPE. RBI RAJESH BAVISHI. The Reserve Bank of India. Establishment. The Reserve Bank of India was established on April 1, 1935 in accordance with the provisions of the Reserve Bank of India Act, 1934.

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HLCPE

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  1. HLCPE RBI RAJESH BAVISHI

  2. The Reserve Bank of India

  3. Establishment The Reserve Bank of India was established on April 1, 1935 in accordance with the provisions of the Reserve Bank of India Act, 1934. The Central Office of the Reserve Bank was initially established in Calcutta but was permanently moved to Mumbai in 1937. The Central Office is where the Governor sits and where policies are formulated. Though originally privately owned, since nationalisation in 1949, the Reserve Bank is fully owned by the Government of India.

  4. Dr. D. Subbarao today took over as the 22nd Governor of the Reserve Bank of India. Dr. Subbarao has been appointed for a three-year term. Prior to this appointment, Dr. Subbarao was the Finance Secretary in the Ministry of Finance, Government of IndiaBorn on August 11, 1949, Dr. Subbarao holds a B.Sc (Hons) in Physics from the Indian Institute of Technology, Kharagpur and M.Sc in Physics from the Indian Institute of Technology, Kanpur. Dr. Subbarao also holds an MS degree in Economics from Ohio State University. He was a Humphrey fellow at MIT during 1982-83. He has a Ph.D. in Economics with thesis on fiscal reforms at the sub-national level. Dr. Subbarao was a topper in the All India Civil Service examination for entry into Indian Administrative Services and Indian Foreign Services in 1972. He was one of the first IITians to join the civil service. Governor 05-09-2008 to date Dr. D. Subbarao

  5. Banks and Banking Banking Codes and Standards Board of India Deposit Insurance and Credit Guarantee Corporation Indian Banks Association Websites of Banks in India

  6. Banking Codes and Standards Board of India 1. What is BCSBI? The Banking Codes and Standards Board of India is a society registered under the Societies Registration Act, 1860 and functions as an autonomous body, to monitor and assess the compliance with codes and minimum standards of service to individual customers to which the banks agree to. 2. How does the BCSBI impact the common man? The main function of the Board is to ensure adherence to the code of bank’s commitment to customer. The Code is voluntary and sets minimum standards of banking practices for banks to follow when they are dealing with individual customers in their day-to-day operations. The Code is not only meant to provide protection to the individual customers but is also expected to generate awareness in the common man about his rights as a consumer of banking services. Therefore the common man is the raison d'etre of the BCSBI. 6. What is the Code of Bank's Commitment to Customers about? The Code represents each member bank's commitment to minimum standards of service to individual customers in relation to products and services offered by the bank, e.g. (1)Deposit accounts (2)Safe deposit lockers (3)Settlement of accounts of deceased account holders (4)Foreign exchange services (5)Remittances within India

  7. Deposit Insurance and Credit Guarantee Corporation Objective The functions of the DICGC are governed by the provisions of 'The Deposit Insurance and Credit Guarantee Corporation Act, 1961' (DICGC Act) and 'The Deposit Insurance and Credit Guarantee Corporation General Regulations, 1961' framed by the Reserve Bank of India in exercise of the powers conferred by sub-section (3) of Section 50 of the said Act. 1. Which banks are insured by the DICGC? Commercial Banks: All commercial banks including branches of foreign banks functioning in India, local area banks and regional rural banks are insured by the DICGC.Cooperative Banks: All State, Central and Primary cooperative banks 2. What does the DICGC insure? The DICGC insures all deposits such as savings, fixed, current, recurring, etc.

  8. Mission To Contribute to stability and public confidence in the banking system through provision of deposit insurance and credit guarantee to small depositors and borrowers. • Vision To be recognised as one of the most efficient and effective deposit insurance and credit guarantee providers, responsive to the needs of its stakeholders

  9. Indian Banks Association • The Indian Banks' Association (IBA) was formed on the 26th September 1946 with 22 members. As on July 2008 IBA has 150 members • Chairmen • June 27, 2007 - June 26, 2008 • M.B.N. Rao • Objective • To promote and develop in India sound and progressive banking principles, practices and conventions and to contribute to the developments of creative banking. • To develop and implement new ideas and innovations in banking services, operations and procedures.

  10. ABN AMRO Bank N.V. Abu Dhabi Commercial Bank Ltd. American Express Bank Ltd. Arab Bangladesh Bank Limited Allahabad Bank Andhra Bank Antwerp Diamond Bank N.V. Bank Internasional Indonesia Bank of America N.A. Bank of Bahrain & Kuwait BSC Barclays Bank Plc BNP PARIBAS Bank of Ceylon Bank of Baroda Bank of India Bank of Maharashtra Canara Bank Central Bank of India Calyon Bank Citibank N.A. Cho Hung Bank Chinatrust Commercial Bank Ltd. Centurion Bank of Punjab Limited City Union Bank Ltd. Coastal Local Area Bank Ltd. Corporation Bank Catholic Syrian Bank Ltd. Deutsche Bank AG Development Credit Bank Ltd. Dena Bank Banks in India

  11. IndusInd Bank Limited ICICI Bank IDBI Bank Limited Indian Bank Indian Overseas Bank Industrial Development Bank of India ING Vysya Bank J P Morgan Chase Bank, National Association Krung Thai Bank Public Company Limited Kotak Mahindra Bank Limited Karnataka Bank Karur Vysya Bank Limited. Lord Krishna Bank Ltd. Mashreqbank psc Mizuho Corporate Bank Ltd. Oman International Bank S A O G Oriental Bank of Commerce Punjab & Sind Bank Punjab National Bank Societe Generale Sonali Bank Sonali Bank State Bank of Mauritius Ltd. SBI Commercial and International Bank Ltd. State Bank of Bikaner and Jaipur State Bank of Hyderabad State Bank of India State Bank of Indore Banks in India

  12. Banks in India • State Bank of Mysore • State Bank of Patiala • State Bank of Saurashtra • State Bank of Travancore • Syndicate Bank • The Bank of Nova Scotia • The Bank of Tokyo-Mitsubishi, Ltd. • The Development Bank of Singapore Ltd. (DBS Bank Ltd.) • The Hongkong & Shanghai Banking Corporation Ltd. • Tamilnad Mercantile Bank Ltd. • The Bank of Rajasthan Limited • The Dhanalakshmi Bank Limited. • The HDFC Bank Ltd. • The Federal Bank Ltd. • The Jammu & Kashmir Bank Ltd • The Nainital Bank Ltd. • The Sangli Bank Ltd. • The South Indian Bank Ltd. • The Ratnakar Bank Ltd. • The Lakshmi Vilas Bank Ltd • UCO Bank • UTI Bank Ltd. • Union Bank of India • United Bank Of India • Vijaya Bank • Yes Bank

  13. Financial Institutions • National Bank for Agriculture and Rural Development • Export-Import Bank of India • National Housing Bank • Small Industries Development Bank of India • Industrial Investment Bank of India Ltd. • North Eastern Development Finance Corporation

  14. Banking Research and Study Site

  15. College of Agricultural Banking The Reserve Bank’s College of Agricultural Banking (CAB) was set up in 1969 for capacity building in the rural and cooperative sector. While continuing to play a significant role in accordance with its mandate, the College has broadened its scope to provide training in areas relating to Information Technology, Human Resource Management and General Banking to meet the emerging needs of the Indian Financial spectrum. The Vision of CAB is to be a premier centre of excellence for capacity building in development banking and finance in general, and rural and cooperative banking in particular.CAB, besides designing & delivering regular programmes and organizing conferences/seminars (both national & International) , also conducts customized programmes, both on and off-site, for its clientele. It has collaborations with reputed international institutions for organising programmes of topical relevance.

  16. 2. Indira Gandhi Institute of DevelopmentResearch • The Indira Gandhi Institute of Development Research (IGIDR) is an advanced research institute established by the Reserve Bank of India for carrying out research on development issues from a multi-disciplinary points of views. • Dr D.M Nachane is the current director of the Institute. At present the Institute has about 120 employees and M.Phil/Ph.D students that include about 30 full time faculty members, 24 non-academic staff and about 60 M.Phil/Ph.D. students. • The primary objectives of the Institute are : • To promote and conduct research on development from a broad inter-disciplinary perspective. • To serve as a centre for promoting co-operative endeavour and interaction between research scholars and institutions in India and abroad. • To undertake any other project or activity which may be usefully carried out by the  Institute for the furtherance of development and social welfare • To carry out training for advanced degrees viz. Masters and Doctorate award.   

  17. 3. Institute for Development and Research in Banking Technology The Vision • Be a Globally Reckoned Centre for Research, Development & Advisory Services in Banking Technology. • Impart Quality Training to the Banking and Financial Industry. • Create a pool of Banking Technology and Information Security Professionals through innovative educational initiatives • Be the Leading Institute of the Financial Community on Technology Issues. The Mission • Development & Adaptation of technologies • Education, Training and E-Learning • Providing advisory services in Information Management, Research and Consultancy in the area of Banking Technology Knowledge Management & Technology Management

  18. 4. Joint India-IMF Training Program • Launched on May 1, 2006, the Joint India-IMF Training Programme (ITP) is a cooperative venture of the International Monetary Fund (IMF) and the Reserve Bank of India (RBI).The Joint India-IMF Training Programme was formally inaugurated on January 24, 2007 by Mr. John Lipsky, First Deputy Managing Director of IMF and Dr. Rakesh Mohan, Deputy Governor of RBI The ITP is located in Pune, India • The ITP courses will cover, among other subjects, macroeconomic management and policies, financial Programming, monetary policy, bank supervision, financial sector issues, public finance, exchange rate policy and foreign exchange operations and statistics. The Programme will also include seminars on topical issues for high-level officials.

  19. Multi Lateral Institutions

  20. Asian Clearing Union • Asian Clearing Union (ACU) is the simplest form of payment arrangements whereby the members settle payments for intra-regional transactions among the participating central banks on a multilateral basis. The main objectives of a clearing union are to facilitate payments among member countries for eligible transactions, thereby economizing on the use of foreign exchange reserves and transfer costs, as well as promoting trade among the participating countries. • History After world war two, economic relation among countries in the world encountered with some bottlenecks. European countries severely bothered from disasters of war. During this time the United States could replace the Dollar as the convertible currency for foreign transactions. However, the Marshal Plan played in important role in economic situation of Europe. In 1960s the European countries made an arrangements named " European Payments Union " , in this system, at the end of each settlement period the balance ( the amount which has not been cleared in the system) settled by US Dollar. Success of EPU encouraged developing countries to set up similar Clearing Unions in Africa, Latin America as well as in Asia and Pacific region.

  21. 2.Bank for International Settlements, Basle • The Bank for International Settlements (BIS) is an international organisation which fosters international monetary and financial cooperation and serves as a bank for central banks • The head office is in Basel, Switzerland and there are two representative offices: in the Hong Kong Special Administrative Region of the People's Republic of China and in Mexico City. • Established on 17 May 1930, the BIS is the world's oldest international financial organisation. • As its customers are central banks and international organisations, the BIS does not accept deposits from, or provide financial services to, private individuals or corporate entities. The BIS strongly advises caution against fraudulent schemes.

  22. International Monetary Fund • The International Monetary Fund (IMF) is an organization of 185 countries, working to foster global monetary cooperation, secure financial stability, facilitate international trade, promote high employment and sustainable economic growth, and reduce poverty around the world. • Overview • The IMF works to foster global growth and economic stability. It provides policy advice and financing to members in economic difficulties and also works with developing nations to help them achieve macroeconomic stability and reduce poverty.

  23. SAARCFINANCE The 10th SAARC Summit of the Head of the States of the SAARC Region which was held in Colombo on July 29, 1998 agreed, in principle, to establish a "Network of Central Bank Governors and Finance Secretaries of the SAARC Region (SAARCFINANCE)" . Accordingly, the SAARCFINANCE was established on September 9, 1998 as a regional network of the SAARC Central Bank Governors and Finance Secretaries. It is a permanent body, which got formal recognition of SAARC at the 11th SAARC Summit, held in Katmandu, Nepal in January 2002. Objectives To promote cooperation among central banks and finance ministries in SAARC member countries through staff visits and regular exchange of information. To consider and propose harmonization of banking legislations and practices within the region. To forge closer cooperation on macroeconomic policies of SAARC member states and to share experiences and ideas. To forge closer cooperation on macroeconomic policies of SAARC member states and to share experiences and ideas.

  24. World Bank • The World Bank is a vital source of financial and technical assistance to developing countries around the world. We are not a bank in the common sense. We are made up of two unique development institutions owned by 185 member countries—the International Bank for Reconstruction and Development (IBRD) and the International Development Association (IDA).

  25. World Bank • Each institution plays a different but collaborative role to advance the vision of an inclusive and sustainable globalization. The IBRD focuses on middle income and creditworthy poor countries, while IDA focuses on the poorest countries in the world. Together we provide low-interest loans, interest-free credits and grants to developing countries for a wide array of purposes that include investments in education, health, public administration, infrastructure, financial and private sector development, agriculture, and environmental and natural resource management.

  26. Other Regulators • Insurance Regulatory and Development Authority(IRDA) To protect the interests of the policyholders, to regulate, promote and ensure orderly growth of the insurance industry and for matters connected therewith or incidental thereto. • Ministry of Finance • National Bank for Agriculture and Rural Development • National Housing Bank • Securities and Exchange Board of India • Bhartiya Reserve Bank Note Mudran Private Limited • Clearing Corporation of India Ltd. • Fixed Income Money Market and Derivatives Association of India • Foreign Exchange Dealers Association of India • Security Printing and Minting Corporation of India Limited

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