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Selamat Datang. www.ruffx.com. Letter from CEO. Dear Valued Customer, Welcome to our Royal United Finance.

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  1. SelamatDatang www.ruffx.com

  2. Letter from CEO Dear Valued Customer, Welcome to our Royal United Finance. I’d like to take this opportunity to share my enthusiasm and excitement for the innovative trading and banking enterprise that we have embarked on.Over the past few years it has become apparent that the old ways of doing business in this increasingly interconnected financial world are no longer viable.  Hundreds of banks, brokerages, and investment houses have suffered from the devaluation of assets and equity, and been held responsible for the widespread chaos impacting the world economy and individual investors. To this day we continue to see bank failures, defaults, and the depreciating value of many of the biggest names in banking of the past 50 years.    At Royal United Finance, we understand and have acted on the changes in global economics and trading. Our senior staff come from the old world of traditional investments. They are passionate about the need for a trading revolution, and together have the knowledge and skills to deliver it. We are firmly committed to developing cutting edge trading services and financial security. We are here to cater for the needs of the modern investor and trader. You will notice that the trading platforms, customer service and educational tools at Royal United Finance are evolving on an almost daily basis. In the world of binary option trading, our global reach and commitment to innovation set us apart. By maintaining a constant focus on advancements in technology, communications, and new product development, we are confident that our future is bright, inspiring, and awesome in its potential. And we want you to share it with us.    Please know that we highly value each and every Royal United Finance customer as an individual. We are here to serve you 24/7 with regards to any and all of your banking and trading needs. Sincerely,Mark SimpsonCEO Royal United Finance

  3. OUR Team Top management of the company Mr. Mark Simpson BS, MBA - Mississippi State University Partner and Managing Director – Mark Andersen &Co. Mr.Christopher N. Melvin President, Worldwide Construction, Forestry Division - Chris & Company Mrs. Sylvia G. Branch Undergraduate Degree, Accounting - University of Akron Mr. Jonathan L. Kohlmeier Chairman and Chief Executive Officer – Royal United Finance Ltd. Mr. Ruth D. Hanson Director, Chairman – Royal United Finance Ltd. Royal United Finance Contact Us: PMB 368, 14150 NE 20th , Bellevue, WA 98007, US Tel: +1.4252740657, royal@ruffx.com WORD PRIVATE INVESTMENT

  4. ROYAL UNITED Our Website: www.ruffx.com FINANCE About Us Royal United Finance Royal United Finance is a private investment and wealth management company that allows international participation of individual and group a like. Our service provides highly lucrative return on investment along with a complete account privacy, top level online security, an efficient account management and 24/7 fully dedicated support team. Our company financial portfolio is backed-up by an active pool of realized profits from various high-yield assets that we hold around the globe. All our members have equal opportunity to benefit from an attractive Intensive plans on a long term basis, with the lowest possible risk of losing the initial principle invested. We were incorporated as an offshore limited company in New Zealand & United States, a well-known and reputable jurisdiction. This facts gives us the advantage of trading flexibility, to buy & sell quickly and privately without being subjective to severe regulation. Our company's key strategy is to minimize the operation risk chances by participating only in a high quality businesses of the world's biggest industries, with a constant alertness for even the smallest market events. Contact Us: PMB 368, 14150 NE 20th , Bellevue, WA 98007, US Tel: +1.4252740657, royal@ruffx.com

  5. OURAchievements Royal United Finance Achievements OFFSHORES BEST PRIVATE INVESTMENTWe are constantly striving to stay at the top of the trading market and investment industries are always developing new technologies and improving our services. It’s amazing that Investment Communityhave recognized our achievements – thank you. TOP PRIVATE INVESTMENT RATTINGOur Company has excelled in every aspect of forex and gold trading, support, community involvement and ensuring customer satisfaction. With these honorable traits which surpass all other brokers, we honor them with the achievements. MOST SECURED LONG-TERM INVESTMENTRoyal United Finance takes the award, Most Secure Investment Firm for the second year in a row. Several other firm that we reviewed failed to even respond to major issues that were identified. I am confident in saying that you can feel safe knowing your money and account details are secure at Royal United Ltd. Royal United Finance Contact Us: PMB 368, 14150 NE 20th , Bellevue, WA 98007, US Tel: +1.4252740657, royal@ruffx.com WORD PRIVATE INVESTMENT

  6. OUR Expertise Our main programs Forex Trading According to the Bank for International Settlements, as of April 2010, average daily turnover in global foreign exchange markets is estimated at $3.98 trillion, a growth of approximately 20% over the $3.21 trillion daily volume as of April 2007. Some firms specializing on foreign exchange market had put the average daily turnover in excess of US$4 trillion. Gold Trading A total of 165,000 tonnes of gold have been mined in human history, as of 2009. This is roughly equivalent to 5.3 billion troy ounces or, in terms of volume, about 8500 m3, or a cube 20.4 m on a side. The world consumption of new gold produced is about 50% in jewelry, 40% in investments, and 10% in industry. Commodities In the original and simplified sense, commodities were things of value, of uniform quality, that were produced in large quantities by many different producers; the items from each different producer were considered equivalent. On a commodity exchange, it is the underlying standard stated in the contract that defines the commodity, not any quality inherent in a specific producer's product. Royal United Finance Contact Us: PMB 368, 14150 NE 20th , Bellevue, WA 98007, US Tel: +1.4252740657, royal@ruffx.com WORD PRIVATE INVESTMENT

  7. OUR Offers Royal Private Investment Long-Term Investment Projection of trading systems: Since the appearance of trader's profession a lot of people have been interested in an issue concerning automatization of trading and creation of highly effective trading systems. For the moment a special department, which develop and test trading systems and automatic trading systems, is working in the corporation. Secured Private Investment We want to offer the perfect investment opportunity online, where you could earn and stay profitable.Many short term opportunities come and go, we are here to take the extra step for insuring our offer,an offer we'd grab ourselves, with vast experience, deep industries knowledge & endless passion! Royal United Finance Contact Us: PMB 368, 14150 NE 20th , Bellevue, WA 98007, US Tel: +1.4252740657, royal@ruffx.com WORD PRIVATE INVESTMENT

  8. OUR Projects Our Investment Portfolio • Forex Trading in 3 Years • We believe that profit is a powerful and significant figure, it symbolizes an exception and perfection,the trades we're aiming for, 3 years has always brought us a positive change and we wish to share it.We want to offer the perfect investment opportunity online, where you could earn and stay profitable.Many short term opportunities come and go, we are here to take the extra step for insuring our offer,an offer we'd grab ourselves, with vast experience, deep industries knowledge & endless passion! Royal United Finance Contact Us: PMB 368, 14150 NE 20th , Bellevue, WA 98007, US Tel: +1.4252740657, royal@ruffx.com WORD PRIVATE INVESTMENT

  9. EARNING Report The overall of our investment activity 2008 We are proud of having approximately 2500 offline investors. In a view of responsibility we decided to attract investments online.  2009 Online investment attraction is the best way to make our business grow faster. It allows to manage assets on-the-fly quickly responding to the market situation changes. 2010 International stock trading is a great risk, but also a great gain. Our professionalism lets us put rather high interest rate for investments attraction. 2011 We deal with domestic and foreign stocks, short-term money market instruments, bonds and other securities. we offer you a great opportunity of stable and high interest combined with confidence in your investment safety. Royal United Finance Contact Us: PMB 368, 14150 NE 20th , Bellevue, WA 98007, US Tel: +1.4252740657, royal@ruffx.com WORD PRIVATE INVESTMENT

  10. ROYAL Strategic Goals Long-term plan for the next few years The plan for the 2012-2015 year Goal 1 Deep investment of foreign exchange market. Goal 2 It is possible to assess risks and make a right choice at the concrete situation if only you observe market behavior and its reaction to important political and economic news.  Goal 3 Since the appearance of trader's profession a lot of people have been interested in an issue concerning automatization of trading and creation of highly effective trading systems.  Goal 4 There are a lot of private investment company, but most of them are not reliable. On the contrary, we offer you a great opportunity of stable and high interest combined with confidence in your investment safety. Royal United Finance Contact Us: PMB 368, 14150 NE 20th , Bellevue, WA 98007, US Tel: +1.4252740657, royal@ruffx.com WORD PRIVATE INVESTMENT

  11. PERSPECTIVE Plan of market expansion Long-term plan for the next few years Asia & Australia 2012-2013 years 1 5 3 2 Hong Kong 2013-2014 years 2 United States 2014-2015 years 3 4 1 South America 2015-2016 years 4 Europe 2016-2017 years 5 Royal United Finance Contact Us: PMB 368, 14150 NE 20th , Bellevue, WA 98007, US Tel: +1.4252740657, royal@ruffx.com WORD PRIVATE INVESTMENT

  12. Milestones $10.7 Million Royal United Finance Investment Growth $7.6 Million $3.2 Million $2.7 Million $1.5 Million 2011 2008 2009 2010 2012 Royal United Finance Contact Us: PMB 368, 14150 NE 20th , Bellevue, WA 98007, US Tel: +1.4252740657, royal@ruffx.com WORD PRIVATE INVESTMENT

  13. GET In touch Contact us RUF Address: PMB 368, 14150 NE 20th , Bellevue, WA 98007, United States Phone:+1.4252740657 Fax:+1.4259744730 Mobile:+1.4259744730 E-mail: royal@ruffx.com Web-site: www.ruffx.com Royal United Finance Contact Us: PMB 368, 14150 NE 20th , Bellevue, WA 98007, US Tel: +1.4252740657, royal@ruffx.com WORD PRIVATE INVESTMENT

  14. OUR Active Plan Referral Member to Buy Share Packages Any member who currently subscribed to a minimum of 100 Royal Share (R$) is eligible to refer new members.Referrers will be rewarded 12% credits based on the total subscription price their referrals subscribes to. Royal United Finance Contact Us: PMB 368, 14150 NE 20th , Bellevue, WA 98007, US Tel: +1.4252740657, royal@ruffx.com WORD PRIVATE INVESTMENT

  15. Plan RUFFX- Pertama • Bonus Tajaan 12%. • Trader DividenBulanan (5 to 15%) 36Bulan • Tiadaakaun trading • Boleh Upgrade*

  16. Plan RUFFX- Kedua • Bonus Tajaan 12%. • Trader DividenBulanan (5 to 20%) 36 Bulan • Akaun trading mengikut capital • Boleh Upgrade*, akaun loss dividentetapdiberi. • Selepas 36 bulan capital refund

  17. Pakej 1 R/S = USD 1.00 Period Dividend R/Share 36 month 100 – 499 Royal Trader 5% - 15% 1 500 – 999 2 36 month Royal Broker 5% - 15% 1000 - 2999 3 Royal Vip 36 month 10% - 20% 4 3000 - Royal Vip 36 month 10% - 20% 1- 2 No Forex Account 3 -4 Forex Account – Base Their Capital 1000 x 10% _______ 1000 Forex1000 x 10% _______ 36 month 1000100 1000 Note: Can Upgrade Min 100 R/Share End Of Period Refund Capital Royal United Finance WORD PRIVATE INVESTMENT

  18. CONTOH PENGIRAAN KEUNTUNGAN 1000 x 10% of monthly dividend = USD100 x 10 month = USD 1000 = USD100 x 26 month = USD 2600 Total = USD 3600 Forex trading account 1000 assume 1% = USD 10 x 20 days = USD 200

  19. Incentive Broker & Royal • Pairing 10% (USD3,000 – Kiri & Kanan) • Trader DividenBulanan (5 to 20%) • Matching Trader Dividen Over Riding (2%) setiap level sehingga 10 Level (20%) * • Lifetime Binary Dividen (LBD) 2.5% ** atau Skim Binary Pencen • 50k - Introducer Royal

  20. SISTEM PAIRING ANDA • 1 Pair = 10%. • USD3,000 kiri & USD3,000 kanandikira 1 pair (USD300). • Maksimum 7 pair sehari (USD2,100). • PotensiPendapatanSebulan (USD63,000) USD 1,000 USD 3,000 USD 1,000 USD 1,000 USD 3,000 - KIRI USD 3,000 - KANAN PENDAPATAN SEBULAN = USD 63,000

  21. Plan AktifReferral 12% U 100 + 120 + 1200 1,000 x 12%120 A B 10, 000 x 12% = 1,200 U B A $ 1, 000 $ 1, 000 $ 3,000 x 10% = $ 300 $ 2, 000 $ 2, 000 1 Pair $ 3, 000 $ 10, 000 1 Pair $ 5, 000 $ 7, 000 $ 2, 000 $ 4, 000 1 Pair $ 2, 000 $ 4, 000 $ 1,000 $ 0 $ 0 $1,00 0 Royal Trader________ No Pair Royal Broker _________ 1 Pair $ 300/day x 30 day = 9kRoyal Vip __________ 5 Pair $ 1,500/day x 30 day = 45kRoyal Vip__________ 10 Pair $ 3,000/day x 30 day 90k

  22. SISTEM MATCHING TRADER DIVIDEN OVER RIDING CONTOH ANDA • 1 Level = 2%. • Sehingga Level ke-10. • Jumlahkeseluruhan 20%. • Lifetime Binary Dividen (LBD) 2.5% ** atau Skim Binary Pencen Pairing • USD50,000 (2.5%) Andataja A A taja B B taja C C taja D Level 1 = 2% Level 2 = 2% A B C D Level 3 = 2% Level 4 = 2%

  23. Royal Bonus – 20% ( Investment Monthly Income) Syarat : 1) VipMember 2) Sponsor Minimum 2 Vip Or 1 VVIP. L.1 – 2% L.2 – 2% U L.2 $ 2, 000 x 10% = $300 x 2% x 36 month L.10 – 2% 20% L. 4 A L. 8 8 $ 10, 000 x 10% = $1,000 x 2% L.16

  24. U $ 1, 000 x 10% = $100 c 2% = 2 x 10 =$1,000 2 x $100 = L.1 B L.2 $ 10,000 x 10% = $1,000 x 2% = 2 x 1,000 = 2 x $10,000 = C L. 3 A D L. 4 E L. 5 F L. 6 G L. 7 H L. 8 I L. 9 J L.10 Contact Us: PMB 368, 14150 NE 20th , Bellevue, WA 98007, US Tel: +1.4252740657, royal@ruffx.com 2% x bil x Dividen x 36 month = $$$$$$$$

  25. ROYAL UNITED Our Website: www.ruffx.com FINANCE Contact Us: PMB 368, 14150 NE 20th , Bellevue, WA 98007, US Tel: +1.4252740657, royal@ruffx.com

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