RBC Wealth Management Generalist Program

1. RBC Wealth Management Generalist Program

2. RBC’s Business Segments Canadian Banking Wealth Management U.S. & International Banking Capital Markets Personal Financial Services Business Financial Services Cards and Payment Solutions Global Insurance Global Asset Management Canadian Wealth Management US & International Wealth Management Banking RBC Dexia IS Global Markets Global Investment Banking and Equity Markets Other

3. Components of Wealth Management Wealth Management Global Asset Management Canadian Wealth Management U.S. & International Wealth Management • RBC Asset Management • Voyageur Asset Management • Phillips, Hager & North • RBC Dominion Securities • Private Counsel • Estate & Trust Services • U.S Private Client Group • U.S. Correspondent Services • International Wealth Management • Trust Services • Banking/Credit • Brokerage • Discretionary Investment

4. Componentsof Wealth Management RBC Asset Management • Leading company within Canada’s mutual fund industry with 12.5% market share • $92 billion in assets under management • Received the Lipper Award for “Best Overall Fund Group” in Canada for the second consecutive year in 2008 RBC Dominion Securities • Canadian leader in investment management for affluent and high net worth investors, on both a discretionary and non-discretionary basis • Full service brokerage with approx. 1,400 investment advisors and $152 billion in assets under administration • Independent investment culture RBC Private Counsel • Discretionary investment management services to high net worth clients • 27 investment-counseling teams in 13 offices across Canada RBC Wealth Management, U.S. Division • One of the largest retail securities businesses in U.S. • Serves over 305,000 households with over US$145 billion in assets under administration • Nearly 1,800 financial consultants and a network of 161 locations in 39 states RBC Wealth Management, International Division • Client solutions include private banking and credit, international trust services, discretionary investment management, international full-service brokerage and global custody and fund administration • 36 offices in 22 countries and 35,000 high net worth clients

5. RBC Wealth Management Generalist Program • Flexible 2 year rotational program • 4 rotations each approximately 6 months in duration • Rotations across the RBC Wealth Management businesses • Market-centric / business-centric rotations • Opportunity for international rotations • Senior management mentorship • Pursue career path in a mutually agreed upon area

6. Strategic Initiatives • Work closely with leadership on high level strategy projects and competitive analysis in support of business development Sample Rotations • Research Associate with Portfolio Manager • Provide research and analytical support to a Senior Portfolio Manager on the Canadian, US or global equity team • Product development at RBC Funds • Work on a product team to enhance mutual fund offerings to retail and institutional clients Note: these are examples of what generalists have done and by no means form an exhaustive list • Fixed Income and Equity Portfolio Advisory Groups • Become a part of the equity and fixed income desks providing research and opinions on Canadian, US and global securities to over 1,370 investment advisors • DS Business Development • Develop and execute national strategic initiatives to extend market leadership • International Advisory Group • Take part in international strategy projects to develop the global brokerage platform • Join International Portfolio Advisory Group to assist international investment advisors with global securities coverage • Sales Effectiveness • Manage the development of a new strategic initiative with responsibility for all aspects of project management

7. Generalist Qualifications Generalist Qualifications • Outstanding leadership and problem solving skills • Demonstrated record of academic success • Strong interest in financial markets • Excellent oral and written communication skills • Diverse range of extracurricular activities • Fluency in other languages is an asset • Creativity, flexibility, and a sense of humour! • This program is open to both graduates and undergraduates