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Electronic MGNREGA Payments Designing the Last Mile

Electronic MGNREGA Payments Designing the Last Mile. Mike McCaffrey, Senior Advisor, MicroSave New Delhi, India 29 November 2012. Agenda. The Fijian Experience From Access to Active Usage Global Last Mile Analogs Some Potential Improvements Conclusion & Thanks.

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Electronic MGNREGA Payments Designing the Last Mile

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  1. Electronic MGNREGA PaymentsDesigning the Last Mile Mike McCaffrey, Senior Advisor, MicroSave New Delhi, India 29 November 2012

  2. Agenda • The Fijian Experience • From Access to Active Usage • Global Last Mile Analogs • Some Potential Improvements • Conclusion & Thanks

  3. Social Welfare E-Payment Transition in Fiji Progressive Payment System Transition ABC Analysis Beneficiary Analysis Research Budget Dissection Staff Interviews Beneficiary Demographics Beneficiary Interviews Preparation

  4. ABC Costing in Fiji Provides Maneuvering Room Often Overlooked Cost Structure Breakdown Actual Estimated Savings

  5. From Access to Active Usage

  6. Usage Cost Analysis Technical Solutions Needed Behavioral Solutions Needed

  7. MicroSave Market Demand Research Giri, A. et al. (August 2011). Relative Risk to the Savings of the Poor in Uttar Pradesh, MicroSave MicroSave 2010-2011 Annual Report.

  8. The Last Mile is a Very Common Problem Anti-Retroviral Drugs Rural Schools Household Sized Solar Fertilizers Bed nets Oral Rehydration Datta, S. & Mullainathan, S. (November 2012). Behavioral Design: A New Approach to Development Policy. CGD Policy Paper 016.

  9. Free Financial Inclusion Solutions: Defaults Johnson, E. J., & Goldstein, D. (November, 20003). Do Defaults Save Lives? Science. Vol 302.

  10. Case Study of Pilot Savings Experiment in Colombia Proyecto Capital (Feburary 2012). Inshort: Case Study of Pilot Savings Experiment in Colombia.

  11. Free Financial Inclusion Solutions 81% Increase 16% Increase Karlan, D., McCaonnell, M., Mullainathan, S., & Zinman, J. (2010). Getting to the Top of Mind: How Reminders Increase Savings Ashraf, N., Karlan, D., & Yin, W. (2006) Tying Odysseus to the Mast: Evidence from a Commitment Savings Product in the Philippines. The Quarterly Journal of Economics. May.

  12. Thank You

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