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Home Loan EMI’s to fall: Best Diwali Gift for Consumers

Reduced interest rates on home loans would bring revival to the sales & would serve as the best Diwali gift for those who are aspiring to buy homes. Buy you own home this Diwali that would be the best gift for your loved ones. You can reap the best benefits and offers on home loans this festive season.

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Home Loan EMI’s to fall: Best Diwali Gift for Consumers

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  1. Home Loan EMI’s to fall: Best Diwali Gift for Consumers

  2. Lower home loan EMI’s on this festive season • RBI has lowered down the repo rate from 7.25 % to 6.7 %. This benefit would be passed on to the customers thus lower EMI’s are expected by the banks. RBI has given astounding 50 basis points reduction though the expected was only 25. • Reduces interest rates on home loans would bring revival to the sales & would serve as the best Diwali gift for those who are aspiring to buy homes. • “Pradhan MantriAwasYojna Mission Housing for All 2022” follows rate cut coupled with the interest subsidy scheme to Boost to affordable housing. • Banks also need to give a full support to trigger home buyers with on lesser rates so that a middle man can afford to buy his own home.  

  3. This Diwali is the best time to get a home loan! This Diwali is the best time to get a home loan. Why? Buy you own home this Diwali that would be the best gift for your loved ones. You can reap the best benefits and offers on home loans this festive season.

  4. This Diwali is the best time to buy a home ! • Festive is the auspicious time to furnish your home • A fresh beginning with a new home • Avail Diwali offers on home loans • Lesser Interest Rates thus lesser aggregate overhead • Get smoother home loan acquisition

  5. Festive is the auspicious time to furnish your home As the frequency of shopping & measure of consumers escalates in festive time, the retailer’s attempts to get maximum revenues out of it. They offer cost-effective deals, reduces prices, discounts & many more money saving offers. So, Diwali is the best time to invest you money in home purchase or home improvement by getting best home loans.

  6. A fresh beginning with a new home Why don’t bring smile to your loved ones faces by gifting them a house. That would probably the most fresh & worthy gift for them. So give a fresh start, get a home & knit your family in tighter bonds this Diwali.

  7. Diwali offers on home loans: You can various home loans offers from the Builders & finance companies pre elite the festive season the lead sale time for their markets. So they offer exciting perks & deals to grab large number of customers. You can avail best home loans offers with minimal interest rates.

  8. Lesser Interest Rates thus lesser aggregate overhead: Most of the home loan providers roll out offers on home loans. You can get the best home loan deal at lesser interest rates in the festive season.

  9. Smoother home loan acquisition: Diwali is the most auspicious time to buy a home. In this festive spike, the retailers are up to their necks and expect more. So, along with offers they also provide several home loan benefits like part prepayment facility and nil foreclosure charges.

  10. Get best home loans this Diwali! As the CPI inflation is stubbornly at double digit from the last few quarters, there has been a declination in the count of people investing in home purchase & real estate. So this festive season is the right time to drag out more customers by attracting the shopaholic people with their innovative home loan schemes & reduces rates.

  11. Discount schemes on home loans in India: • PNB Housing is offering lesser interest rates, discounted processing fees & repayment options on home loans as well as no home loans. • BankBazaar is offering lesser interest rates on home loans this Diwali. • ICICI is offering dual rate scheme on home loans with interest rate fixed for 1st year and 2nd year.

  12. Punjab National Bank is offering discount on processing fee • State Bank of India, Dena Bank, and Corporation bank are offering concessions on home loan up to 100 bps discount & waived off processing fees. • Corporation bank is offering progressive monthly instalment scheme on home loans. Where the EMI is calculated on basis of the rise in borrower’s salary

  13. HDFC bank is offering fixed rate home loan scheme for 3 & 5 years. • Axis bank is offering fixed rate home loan scheme

  14. Get best home loan offers & illuminate your new home this Diwali. Let the goddess Laxmi bestow upon its perpetual affluence.

  15. THANKS !

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