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Credit Card Offers

Credit Card Offers. By: Brad Buska and Tyler Luptowski. iBERIABANK Visa Select Card. 7.5%-11.5% variable APR based on prime rate with a 7.5% intro for a year Benefits include: car rental insurance, emergency support, fraud liability, and t ravel insurance

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Credit Card Offers

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  1. Credit Card Offers By: Brad Buska and Tyler Luptowski

  2. iBERIABANK Visa Select Card • 7.5%-11.5% variable APR based on prime rate with a 7.5% intro for a year • Benefits include: car rental insurance, emergency support, fraud liability, and travel insurance • Need a credit score of at least 500 to qualify “Life is better with visa”

  3. Fees • Up to $35 fee for a late payment • Grace period: Your due date is at least 25 days after the close of each billing cycle. • Returned payment fee: Up to $35 • $35 annual fee • Balance transfer fee 3%

  4. American Express Green Card • No introductory annual fee first year • Benefits: Car rental insurance, emergency support, extended warranty, fraud liability, lost luggage insurance, travel insurance • 700 credit score or better to apply, credit limit based on customer qualifications. • Green Card: Reward Points: Select merchants (3x), Travel (2x), All other purchases (1x) (points per dollar) “More rewards from American Express”

  5. Fees • Reward Points: Select merchants (3x), Travel (2x), All other purchases (1x) (points per dollar) • Late payment fee: Up to $35; however, if you do not pay for two consecutive billing periods, your fee will be $35 or 2.99% of the past due amount, whichever is greater. • Returned payment fee: Up to $35 • $95 annual fee

  6. Good Neighbor Visa Card • No annual fee • Interest: 11.24% - 18.24% var. APR (based on Prime Rate) • 0% intro APR ends after 12 billing cycles • Benefits: Car rental insurance, emergency support, fraud liability, travel insurance Like a good neighbor “State Farm is there”

  7. Fees • Balance transfer fee: 3% with a minimum of $10 • Balance transfer rate: 11.24% - 18.24% var. APR (based on Prime Rate) • Returned payment fee: Up to $35 • Late payment fee: Up to $35

  8. Credit Card Comparison Table

  9. Best Credit Card • Overall we would choose the American Express Green Card because the total fees are the lowest and because you receive Reward Points: Select merchants (3x), Travel (2x), All other purchases (1x) (points per dollar). The interest is also relatively low.

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