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Social security

Social security. Introduction. A man has to face a number of risks right from his birth, such as., - employment injury - industrial disease - disablement - ill health - sickness - maternity or childbirth - old age - burial - widowhood

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Social security

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  1. Social security

  2. Introduction • A man has to face a number of risks right from his birth, such as., - employment injury - industrial disease - disablement - ill health - sickness - maternity or childbirth - old age - burial - widowhood - orphanhood

  3. During these contingencies, it becomes difficult for the person concerned either to work or to obtain work,, • The employee who is unable to work, they’ll ultimately expect some sort of help from the employer or government.

  4. The basic Aims & objectives of social security is “ THE CAUSES OF INSECURITY MUST BE REMOVED”

  5. Definition • International Labour Office defined “ social security is the security that society furnishes, through appropriate organisation against certain risks to which its members are exposed”.

  6. Professor Hasan defined “ social security may be provided through three main forms, namely 1. social insurance 2. social assistance 3. public service

  7. Social insurance • Is used in cases of those contingencies the incidence of which is predictable namely - old age - death - sickness - maternity - work injury

  8. For this, the contributions are made by the insured persons and sometimes by their employers and the government also. • The befits are paid as a matter of right on the fulfillment of certain prescribed conditions according to a fixed scale. • The benefits are generally related to the contributions and are based on assumed average is provided by the group insured.

  9. Social insurance • May be discussed under the following heads - the workmen's compensation act 1923 - maternity benefits acts - sickness insurance act - ESI act 1948 - EPF act 1952 - old age pension act - unemployment insurance act - industrial dispute act 1953 ( for lay off and retrenchment)

  10. social assistance • Is provided by the government on the basis of actual existence of need. • No previous contributions have to be paid. • The existence of need is the only condition irrespective of the causes or circumstances of need. • Ex. (Marriage assistance, educational loan, maternity assistance, family medical assistance)

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