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Benefits of VA Home Loan In today's real estate market, VA home loans are one of the most powerful mortgage options for veterans. Here, we have listed some bene?ts of VA home loans. No monthly mortgage insurance premium is required to be payed. There is no down payment required to finance a loan in most of the cases. VA buyers can pre-pay the loan without facing any financial penalties. Have the lowest interest rates in comparison to all other loan It's a lifetime benefit, those who have earned it can use this program again and again. types. VA buyers can ask a seller to pay up to 4% of the home value and all the closing costs of loan. www.kathygaitan.com 3901 E. Stan Schlueter Loop, Suite 101, Killeen, TX 76542 Phone: (254) 541 - 5189