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HEALTH CARE REFORM MOVING FORWARD

HEALTH CARE REFORM MOVING FORWARD. CALIFORNIA BLACK CHAMBER OF COMMERCE.

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HEALTH CARE REFORM MOVING FORWARD

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  1. HEALTH CARE REFORM MOVING FORWARD

  2. CALIFORNIA BLACK CHAMBEROF COMMERCE California Black Chamber of Commerce (CBCC) is a nonprofit organization which advocates for individual members, small business owners, and local chambers from around the state. CBCC is also providing the following information regarding the Affordable Care Act also known as (Obamacare) and its affect on all Americans

  3. CALIFORNIA BLACK CHAMBEROF COMMERCE CBCC Special Presentation Sponsored by Pfizer

  4. ACRONYMS Department of Health & Human Services (HHS) Pre-existing Insurance Plan (PCIP) Patient Protection Affordable Care Act (PPACA) Health Care & Education Reconciliation Act & Federal Health Reform Law = Affordable Care Act (ACA)

  5. Who Benefits? If you have a child with pre-existing condition 65 & older -Fallen into the Medicare donut hole If you haven’t been able to afford insurance for your employees If you graduated from school and lost your coverage You may be one of the millions that will benefit from ACA immediately

  6. OVERVIEW OF THE LAW Get more health care for millions who need it Give Increased access to quality care Slow rate of cost while improving quality of care Strengthens Medicare and gives option to keep existing health plan Makes insurers accountable to consumers Reduces what families have to pay by capping out of pocket cost Require preventive care be fully covered without any out of pocket expense For Americans who like what they have, they may keep it…ACA will not affect what you already have

  7. Small Business Tax Credits

  8. More than 200 employees? • By 2014, you will be required by law to automatically enroll new Full time employees into one of your employer-sponsored plans • Employees can opt out

  9. LESS THAN 50 EMPLOYEES • You have no requirement to offer health coverage to your employees and you will not pay a penalty

  10. 25 Employees of less Between 2010-2013 With average wages of $50,000 or less… ACA allows employers to claim up to 35% of their insurance premium Non-profits 25% In 2014 tax credit goes up to 50% for qualifying small businesses Non-profits 35%

  11. SAVINGS? • Law passed 2010 • 5.8 million Medicare patients saved $5 billion through prescription-drug discounts • 4 million seniors who have fallen into Medicare ‘donut hole’ have received $250 rebates to help pay for medicine and 50% discount on all brand name drugs

  12. QUESTIONS • COMMENTS www.healthcare.gov

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