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Banking

Banking . Why banks?. Security: FDIC (Federal Deposit Insurance Commission), insured up to $250,000 Convenience- access your money almost anywhere Saving and investment purposes . What to consider when deciding on a bank. Member of the FDIC Location Size Fees Personal use/preferences

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Banking

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  1. Banking

  2. Why banks? • Security: FDIC (Federal Deposit Insurance Commission), insured up to $250,000 • Convenience- access your money almost anywhere • Saving and investment purposes

  3. What to consider when deciding on a bank • Member of the FDIC • Location • Size • Fees • Personal use/preferences • Wealth and worth • Deposits

  4. What do I need to apply for a bank account? • Opening deposit • Identification • Contact information

  5. What are some common bank fees? • Maintenance fees • Not sufficient Funds (NSF) • Check-printing fees • Automated Teller Machine (ATM) • Overdraft fees • Stop payment fees • Early withdrawal fees • Low-balance checking accounts

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