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Government Protection

Government Protection. Consumers protected by both laws and agencies at different levels Look at table on page 30. Federal Agencies. FTC Protects against dishonest advertising, credit transactions, product labeling, & privacy CPSC Protects against unreasonable risks USDA

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Government Protection

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  1. Government Protection • Consumers protected by both laws and agencies at different levels • Look at table on page 30

  2. Federal Agencies • FTC • Protects against dishonest advertising, credit transactions, product labeling, & privacy • CPSC • Protects against unreasonable risks • USDA • Inspection and standard of meat, poultry, and canned fruits and vegetables • FDA • Enforces laws on food, drugs, and cosmetics

  3. FCC • Regulates communication by radio, television, wire, etc. • NTIA • Provide more choices and better quality telecommunications products and services • FCIC • Free information on a variety of topics through low cost publications

  4. Other Consumer Assistance • Consumer Groups • Consumer Testing Agencies & Publications • Business & Industry Groups • Consumer Affairs Dept. • Consumer Action Panels • News & Media

  5. Safeguarding Your Privacy 1.3

  6. Preventing ID Theft • Your Mail • Secure personal info-SS# • Choose passwords wisely • Caution giving personal info • Secure websites • Shred account info and cut up old credit cards

  7. If your ID is stolen • File a report • Notify bank & credit card co. • Call reporting agencies and request a fraud alert be put on your file • Get informed

  8. Data Collection & Privacy Issues • Financial Services Modernization Act • Requires privacy notices to be sent to consumers • Children’s On-line Privacy Protection Act of 1998 • Requires websites directed to children under 13 to post privacy policy on home page

  9. Online Profiling • Companies collect info on which sites a consumer visits, then use that to predict what they will buy • Cookies-small files that are stored on your computer’s hard drive

  10. Internet Safety • Reveal as little info as needed • E-mail • Cyber-stalking

  11. Review • Why should you guard your SS#? • How does the Financial Services Modernization Act affect privacy? • List three steps you can take to prevent online harassment.

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