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Home Loan

Home Loan plays a vital role while buying a new house, its essential to keep certain points in mind while applying for a home loan. This presentation describes the benefits and significance of a home loan.

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Home Loan

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  1. HOME LOAN

  2. INTRODUCTION A loan given by bank , mortgage company or other financial institutions for the purchase of primary residence. The owner need to transfer the title to the lender. The borrower gets the title back after following conditions : - payment of loan - other terms of mortgage

  3. Requirements For Home Loan Before applying for home loan certain documents are mandatory for approval of home loan weather it’s a government or a private bank. The documents vary for salaried employees and self employed people. The documents required for home loan serves as a proof of your identity, address , income and also plays a major role in deciding the amount of loan to be issued.

  4. Types Of Home Loan *Various other types of home loans are also available.

  5. Organizations Offering Home Loan • Government Banks - State Bank Of India (SBI). - Bank Of Baroda - Allahabad Bank • Private Banks - HDFC - ICICI Home Loan -PNB Housing Finance Limited *Different banks offer different interest rates for home loans.

  6. Home Loan Advantage • Low interest rates. • Tax benefit. • Capital Appreciation

  7. Thank You

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