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Custom Guarantee

Custom Guarantee. Guaranteed Death Benefit flexibility up to age 120. Death benefit guarantee subject to timely payment of planned premiums. Custom Guarantee Guaranteed Death Benefit. Assure clients who have negative personal experience of under performing UL or VUL.

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Custom Guarantee

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  1. Custom Guarantee Guaranteed Death Benefit flexibility up to age 120. Death benefit guarantee subject to timely payment of planned premiums

  2. Custom GuaranteeGuaranteed Death Benefit • Assure clients who have negative personal experience of under performing UL or VUL. • Guaranteed death benefit of whole life at lower cost and flexibility of UL. • Clients pursuing whole life can buy Custom Guarantee instead. • Buy more death benefit for same premium Death benefit guarantee subject to timely payment of planned premiums

  3. Custom Guarantee • A competitive guaranteed product • Annual Pay • Short/Single Pay • Super Preferred rate class • A product with marketable features!

  4. Custom Guarantee Features • Guaranteed death benefit up to age 120 • Issue ages 15 days to 85 (age nearest) • $25,000 minimum DB on all rate classes • Available for conversion • Guaranteed Exchange Privilege

  5. Custom Guarantee Commissions • Competitive Commissions • 2 Year rolling Target allows up to 2 years to meet target premium.

  6. Custom GuaranteeTop Markets • Permanent Protection • 1035 exchanges • Legacy Building

  7. Custom GuaranteePermanent Protection Who’s buying? • Age 35-65 • Annual Pays Why sell Custom Guarantee? • Broad Super-Preferred class • Super competitive premium

  8. Custom Guarantee1035 Exchanges Who’s buying? • Ages 45-75 • Asset transfer with/without premium Why sell Custom Guarantee? • Death Benefits down to $25,000 (with top class available) • Improve client’s position • Death Benefit, Premium, Guarantees, or ALL THREE!

  9. Custom GuaranteeLegacy Building Who’s buying? • Age 60-85 • Single-premium asset transfer Why sell Custom Guarantee? • Great single-pay performance age 60+ • Larger DB for client and agent • Competitive Standard rate class

  10. Sales Support For Help With: • Product Specifications • Product Selection • Sales Concepts • Web Site • Software Call: 1-800-800-3656, ext.10411

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