MyBenefits Group Dental Benefits Group Disability Income Insurance

1. Maricopa County Community College District Invites You to Take Advantage of Your MetLife Benefits MyBenefits Group Dental Benefits Group Disability Income Insurance

2. Manage many of your benefits, all in one place at the MyBenefits Web site • Easy & convenient access to your personalized benefits information • Online tools to help you make informed benefit decisions • Help you save time – see plan information, access forms, and much more! • www.metlife.com/mybenefits

3. MetLife Preferred Dentist Program (PDP): Dental Coverage For The Real World Metropolitan Life Insurance CompanyNew York, New YorkL0408H0OR(exp0805)MLIC-LD

4. MetLife Preferred Dentist Program (PDP) Gives You More: Access, Savings and Options! • Access to a nationwide network of more than 76,100 participating dentists • No pre-selecting a primary dentist and no referrals needed to visit a specialist • Maximized savings when you visit a participating PDP dentist • Scheduled fees typically 10-35% below community average charges • Lower out-of-pocket expenses for non-covered services when you visit a participating PDP dentist • Manage your dental benefits online via MyBenefits at www.metlife.com/mybenefits. You can check what dental services are covered under your plan, track the status of your claims, look up PDP dentists and sign up for e-mail alerts.

5. Benefits Plan Design for Maricopa County Community College District Employees: OUT-OF-NETWORK:Percentage of Reasonable & Customary (R&C)*Fee IN-NETWORK:Percentage of Scheduled PDP Fee Services Provided Type A: Preventive Services • Exams • X-Rays • Fluoride Treatment • Cleanings 100% Deductible Waived 100% Deductible Waived *Reasonable & Customary charges are based on the lowest of a dentist's usual, actual or community average charge as determined by MetLife.

6. OUT-OF-NETWORK:Percentage of Reasonable & Customary (R&C)Fee IN-NETWORK:Percentage of Scheduled PDP Fee Services Provided Annual Deductible $50 Individual/$100 Family $50 Individual/$100 Family • Type B: Basic Services • • Fillings • • Extractions • • Root Canal* • Prefabricated Stainless Steel and Resin Crowns Services Covered at 90% Deductible Applicable Services Covered at 90% Deductible Applicable Type C: Major Services • Inlays/Onlays* • All Other Crowns* • Bridges/Dentures* Services Covered at 60% Deductible Applicable Services Covered at 60% Deductible Applicable Annual Maximum excluding Orthodontia $2,000 per Person *See MetLife booklet for limitations.

7. Orthodontia OUT-OF-NETWORK:Percentage of Reasonable & Customary (R&C)Fee IN-NETWORK:Percentage of Scheduled PDP Fee Services Provided Type D: Orthodontia • Orthodontia Treatment • Orthodontic Appliances Services Covered at 50% Services Covered at 50% Annual Deductible No Deductible Orthodontia Maximum $2,000 per Employee, Spouse, Child

8. MetLife Disability Income Insurance Protect your earning power Metropolitan Life Insurance CompanyNew York, New YorkL0408H0OY(exp0805)MLIC-LD

9. Think you don’t need it? Consider this: • 1 in 3 Americans will become disabled for 90 days or more before age 65.* • The most common disabilities in the U.S. include: heart disease, back problems, arthritis, asthma and diabetes.** • Not everyone is approved for Social Security Disability Income (SSDI) benefits. • *Disability Statistics Center, University of California, San Francisco** Commissioners Individual Disability Table A

10. Voluntary Short-Term Disability Income Insurance (Day 1 - 90) • Paid for by the employee • Benefit: Up to 66 2/3% of gross monthly wage (paid weekly) • Elimination Period: Accident: 14 calendar days Sickness: 14 calendar days • Maximum Benefit: $4,000 monthly ($923.00 weekly) • Maximum Benefit Period: Up to 12 weeks • Sick time can be used in addition to STD payments

11. Employer Paid Mid-Term Disability Income Insurance (Day 91 - 180) • Paid for by Maricopa County Community College District • Benefit: 66 2/3% of gross monthly wage (paid weekly) • Elimination Period: Accident: 90 calendar days Sickness: 90 calendar days • Maximum Benefit: $4,000 monthly ($923.00 weekly) • All leave accruals must be exhausted before Mid-Term Disability pays • Maximum Benefit Period: Up to 12 weeks (after 1st 90 days)

12. Plus, more benefits: • Rehabilitation Incentive: 10% increase • Family Care Expenses: Up to $100 per week for each eligible family member • Return to Work Earnings*: No offset of return to work earnings during disability, as long as benefits and return to work earnings do not exceed 100% of your predisability income • For more information, please contact MetLife Customer Service 1-800-300-4296 • *This feature may not be available in all states.

13. Open Enrollment Rules • New Hires are eligible to elect up to $1,450 monthly benefit with no Underwriting (Statement of Health), if salary allows and if election is made within the first 31 days of becoming eligible. • Late entrants (Employees who decline coverage when first eligible) will be subject to Statement of Health for all coverage amounts. • For those currently covered under the STD policy, during open enrollment periods a one-step increment increase is allowed per fiscal year, if salary allows an increase, without a Statement of Health. Metropolitan Life Insurance CompanyNew York, New YorkL0408H0P0(exp0805)MLIC-LD

14. Take Advantage of Your New Benefits. Start Now! • Log on to www.metlife.com/mybenefits for more information • Log on to http://www.maricopa.edu/employees/divisions/hr/benefits/index • Enrollment period: Every April • Benefitseffective: July 1st Metropolitan Life Insurance CompanyNew York, New YorkL0408H0P0(exp0805)MLIC-LD