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Differences between Apple Pay and Google Pay

While the world is shifting towards online payment, Google and Apple and one of the biggest giants and as of now, both have Google pay and apple pay in the market. To know the differences between Apple Pay and Google Pay you must visit this presentation. For more info - https://www.hostmerchantservices.com/2020/06/contactless-payment-trends-in-2020-apple-pay-google-pay-nfc/

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Differences between Apple Pay and Google Pay

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  1. Differences between Apple Pay and Google Pay HOST MERCHANT SERVICES

  2. Overview Both are popularly used mobile payment technologies. Apple Pay was launched in late 2014, while Google Pay, previously called Android Pay and Google Wallet in 2018. You may be interested to know the Differences between Apple Pay and Google Pay.

  3. Similarities Although both are considered to be rival payment options, they do share some similarities. • Both use tokenization to hide customers’ PAN (Personal Account Numbers) during transactions. • Both allow the uploading of credit card details onto mobile devices. • Both use NFC (Near field communication) to allow shoppers to the contactless purchases of merchants’ payment terminals. • With so many similarities present between them, what are the Differences between Apple Pay and Google Pay. Which one should you prefer?

  4. How to make payments? Apple Pay: P2P (peer-to-peer) payments can be made through the Messages app via Apple Cash. You can also request Siri to make payments by using a debit/credit card stored in the app. If you come across the Apple Pay logo, you can make online or in-app purchases. Google Pay: Using the Google Pay app, you can send money to any email address or phone number using an Android/iOS device. You can also make online/in-app purchases by noticing the Google Pay logo.

  5. How to make payments? Apple Pay: This technology is designed for iPad/iPhone users with Touch/Face ID including Apple Watch (Series 1, 2 and other versions). The technology required comes pre-installed. Prepaid/debit/credit cards can be added including loyalty cards via PayPass technology. Users also have the facility to authenticate transactions in several ways. With Apple Watch, payments can be made simply by double-clicking the side button. Then hold the watch display close to the contactless reader. Google Pay: It is designed to work on NFC-enabled Android watches/phones. For iPhones, there is introduced an app. Users simply need to download the Google Pay app and start using it. You can upload loyalty, prepaid, debit and credit cards. Unlock your phone and hold it close to a contactless payment reader to make in-store purchases. For the smartwatch, open Google Pay app. Hold it close to the terminal until you hear/feel a buzzing sound.

  6. Which payment option will be suitable for your store? There is no need to worry about having to take the trouble to determine which one to accept – Google Pay or Apple Pay. Merchants providing NFC terminals can process payments using both platforms.

  7. Contact us • (877) 517-4678 • sales@hostmerchantservices.com • www.hostmerchantservices.com

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