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CRS in Georgia How Does it Work? Why Participate?

CRS in Georgia How Does it Work? Why Participate?. Community Rating System Thomas Tkacs, P.E. August 28, 2014. Community Rating System. Introduction How to join CRS Letter of interest Designate CRS coordinator Statement community will comply with verification efforts.

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CRS in Georgia How Does it Work? Why Participate?

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  1. CRS in GeorgiaHow Does it Work?Why Participate? Community Rating System Thomas Tkacs, P.E. August 28, 2014

  2. Community Rating System • Introduction • How to join CRS • Letter of interest • Designate CRS coordinator • Statement community will comply with verification efforts. • FEMA must authorize ISO/CRS specialist • Schedule verification meeting • Quick Check >= 500 points

  3. CRS • Setting • FEMA in financial hole • Terminate subsides • Increased insurance cost • To mitigate higher policy costs, communities can join the Community Rating System (CRS)

  4. CRS • CRS encourages communities to implement actions that reduce flood risk. • Reduced risk reduces the cost of the insurance coverage. • Reduced insurance premiums for policy holders.

  5. CRS • Larger effort than you realize. • Easy to underestimate scope, schedule and cost. • Develop plan to compile and execute plan. • Identify activities that have already been completed.

  6. CRS Scope • 18 Activity Series • 109 Activities • Impact criteria. Can be several impact criteria for a given activity. • Point adjustments, for partial CRS credit. • All steps, processes, calculations and products must be documented.

  7. CRS Support & Guidance • www.CRSResources.org • CRS Quick Check • Activity checklists and documentation check lists • Activity Check • Documentation Lists • Activity elements

  8. CRS Webinars

  9. CRS Points and Cost Reduction

  10. CRS Notes • Preferred Risk Properties – No discounts. • Minus-rated policies may not be eligible for CRS premium discounts. • Premium discounts are subject to change.

  11. 310 Elevation • Elevation Certificate certified after CRS application date (311.d) • Post-FIRM building • Pre-FIRM building • Computer format • EC’s on commercial website

  12. 320 Map Information Service • Basic FIRM • LIMWA floodway • Other flood problems • Flood depth data • Special flood hazards • Historic flood info • Natural floodplain functions

  13. 330 Outreach Projects • Outreach projects (OP) • Outreach project to FP properties • Outreach projects • Additional outreach projects • Flood response preparations (FRP) • Program for Public Information(PPI) • Stakeholder delivery (STK)

  14. 340 Hazard Disclosure • Real estate agents disclosure • Other disclosure required • Real estate brochure • Disclose other hazards

  15. 350 Floodplain Direction • Flood protection library • Locally pertinent documents • Website • Cover outreach project topics • Elevation certificate • Warning/safety information • Real Time streamgage info • EC’s on website available for download

  16. 360 Flood Protection Assistance • Site specific hazards • Contractor names • Contractor management • Advice after a site visit • Financial assistance advice • Training

  17. 370 Flood Insurance Promotion • Flood insurance assessment • Coverage plan • Plan implementation • Technical assistance

  18. 410 Floodplain Mapping • New Study • State review bonus • Leverage for non-FEMA cost share (multiplier) • Higher study standards • Floodway standard • Special hazard points to be added in later • Sign the CTP • CTP bonus for NS credit • 802 points

  19. 420 Open Space Preservation • Preserved open space • Deed restriction on OSP parcel • Natural functions open space • Special hazards open space • Land development criteria/open space incentives • Low density zoning • Natural shoreline protection • 2,020 points

  20. 430 Higher Regulatory Standards • Freeboard • Foundation protection • Cumulative substantial improvements • Lower substantial improvements • Protect critical facilities • Prohibit fill/compensatory storage • Natural/beneficial functions regulations • Enclosure Limitations • 2,042 points

  21. 430 con’t • Other higher standards • Other higher standards/prohibit buildings • Other higher standards/prohibit storage • Special hazards regulations • State mandated standards • Building code

  22. 430 con’t • Staff training • Building Dept- IAS accredited • Conduct 3 detailed inspections • Re-inspections • Offsite record storage • Manufactured home park regulations • Coastal A-Zone regulations • Freeboard in X Zones/Local drainage protection

  23. 440 Flood Data Maintenance • Additional map data (GIS) • Benchmark maintenance • Erosion data maintenance • FIRM Maintenance • 222 points

  24. 450 Stormwater Management • SWM regulations • Size of development regulated • Design storm/manage sw volume • Public maintenance regulation • Storage basin maintenance • LID • Watershed master plan • Erosion and sediment control • WQ regulations

  25. 520 Acquisition and Relocation • Five elements • Can only earn credit under one element • Credit criteria specific to each element • Impact adjustment - none

  26. 530 Flood Protection • Elements (3) • Floodplain Project Technique used • Floodplain Improvement • Protected buildings • Credit Calculation • Option 1 simpler but max 160 points • Option 2 Max 1,900 points • Must count structures

  27. 540 Drainage System Maintenance • Channel debris removal • Problem site maintenance • Capital improvements program • Stream dumping regulations • Storage basin maintenance • Erosion protection maintenance

  28. 610 Flood Warning and Response • Flood threat recognition system • Emergency warning dissemination • Flood response operations plan • Critical facilities planning • StormReady community • TsunamiReady community

  29. 620 Levees • Maintenance • Failure recognition system • Failure warning • Failure operations plan • Failure critical facilities

  30. 630 Dams • State dam safety program • Failure recognition system • Failure warning • Failure operations plan • Failure critical facilities

  31. 710 Community Growth Adjustment • US Census growth rate • Community/county growth adjustment

  32. 330 Outreach • Elements (4) • Outreach projects • Flood response preparations • Program for public information • Stakeholfder delivery

  33. Sample Credit Calculations • 330 Outreach (Max 350 points) • Two types of projects • Distributed every year • Distributed if event, prepared in advance

  34. Outreach credits • Message quantity and content • Nature of project • Quantity of Delivery

  35. OP and FRP points increase by 40% if included in PPI • OP points increase by 30% if stakeholder delivery

  36. Messages

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