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BUSSINESS CONTEST PRESENTER--- LILY CHAI 19 OCT 2013 THE LCBS PROJECT

BUSSINESS CONTEST PRESENTER--- LILY CHAI 19 OCT 2013 THE LCBS PROJECT. THE WORLD IS GOING TO CHANGE TOMORROW. PRESENT SITUATION. THE PRESENT GLOBAL SITUATION. PRESENT SITUATION IN CHINA. Many factors influences the housing market in any country.

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BUSSINESS CONTEST PRESENTER--- LILY CHAI 19 OCT 2013 THE LCBS PROJECT

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  1. BUSSINESS CONTEST PRESENTER--- LILY CHAI 19 OCT 2013 THE LCBS PROJECT

  2. THE WORLD IS GOING TO CHANGE TOMORROW

  3. PRESENT SITUATION THE PRESENT GLOBAL SITUATION

  4. PRESENT SITUATION IN CHINA Many factors influences the housing market in any country. In this case, the stock market is inflating prices

  5. PRESENT SITUATION IN USA In the USA, the financial crises was started by the housing bubble

  6. PRESENT SITUATION IN UK In the UK, young people cannot afford to buy a house.

  7. PRESENT SITUATION IN INDIA In India , the price growth has been tremendous .

  8. QUESTIONS • What is most important for modern people? • What is the largest problem in property markets? • Is there a bubble? • Is this bubble going to burst? • What will be a feasible solution?

  9. NEEDS • Needs • One of the basic human needs is the need for shelter. Long long ago humans lived in caves where they were they could protect themselves from the elements. These days modern man is also yearning for his own house. An English saying states: “Every king has his castle”.

  10. FEASABLE SOLUTION • Solution • Using the funds from existing home-owners to help migrant workers to buy a house. • I believe that solution that will be a win-win situation for both the youngsters and existing home-owners that possess more than one dwelling.

  11. PROCESSES INVOLVED 1. Establish building society 2. Mission statement 3. Convince present owners to join 4. Marketing to migrant workers 5. Financial details

  12. ESTABLISH BUILDING SOCIETY • What is a building society? • A building society is an organization that lends money to people who want to buy a house. • I am going to establish a building society and call it Lily Chai Building Society. ( LCBS for short )

  13. MISSION STATEMENT • Mission Statement • To assist people to obtain their own home without first having to collect a deposit. • To build large quantities of low-cost housing by using the funds from existing home-owners that are members of the building society.

  14. CONVINCE PRESENT OWNERS Present owners • Advantages: • 1. They will immediately be sure that they have a buyer. • 2. They will know how much profit they are going to make. • 3. They will have the opportunity to re-invest their profits. • 4. They do not have to pay interest on a large loan.

  15. MARKTEING TO MIGRANT WORKERS • Migrant workers • Advantages: • 1. They do not have to go to family and friends to beg for help in getting sufficient funds together for the deposit on a house. • 2. The rent they pay is a permanent investment into the future. • 3. The rent payments become a small expense after a few years, as the payment is fixed but their salaries are increasing annually.

  16. FINANCIAL DETAILS • Example

  17. FINANCIAL DETAILS • Example

  18. FINANCIAL DETAILS • Example This will have a Snowball effect

  19. HOUSE 2#、3#、4# • SNOWBALL EFFECT HOUSE 1# 975,000 20Y 120,0000 RE-INVEST

  20. LONG-TERM VISION • Long-term vision • The long-term vision of LCBS is that this solution will snowball. As more people join, more money will become available. LCBS will develop affordable housing estates and complexes. The effect will be global as LCBS will collaborate with any interested country, and start branches wherever there are people that are prepared to partake in this venture.

  21. CONCLUSION • CONCLUSION • I am sure that this project is going to be a great success and eventually revolutionize the banking and real-estate sectors all over the globe.

  22. Happly people

  23. Finally Finally I would like to thank Eric and Jiahua for the opportunity to take part in this Business Competition. Eric is not only a great mentor, but also has become my friend. Good luck to the other competitors, and may the best lady win.

  24. Thank You!

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