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THE GOOD

THE GOOD. EXPANDS COVERAGE TO MILLIONS OF UNINSURED FAMILIES REQUIRES INSURANCE COMPANIES TO SPEND AT LEAST 80% OF PREMIUMS ON CLAIMS NO DENIAL OF COVERAGE BASED ON PRE-EXISTING CONDITIONS NO LIFE-TIME LIMITATIONS MINIMUM LEVEL OF CARE REQUIRED FOR ALL POLICIES

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THE GOOD

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  1. THE GOOD • EXPANDS COVERAGE TO MILLIONS OF UNINSURED FAMILIES • REQUIRES INSURANCE COMPANIES TO SPEND AT LEAST 80% OF PREMIUMS ON CLAIMS • NO DENIAL OF COVERAGE BASED ON PRE-EXISTING CONDITIONS • NO LIFE-TIME LIMITATIONS • MINIMUM LEVEL OF CARE REQUIRED FOR ALL POLICIES • ANNUAL WELLNESS VISITS, MATERNITY CARE, EMERGENCY TREATMENTS, ETC. • USE OF PRIVATE INSURERS RATHER THAN SINGLE PAYER (GOVERNMENT) • PEOPLE UNDER 26 CAN BE COVERED UNDER PARENTS’ POLICY • MANDATED INSURANCE OR PAY PENALTY • NO MORE CANCELLING OF POLICIES IF YOU GET SICK • NO DISCRIMINATION BASED ON GENDER • WOMEN MUST BE PRICED SAME AS MEN

  2. THE BAD • CANCELLATION OF MILLIONS OF INDIVIDUAL POLICIES • RATE INCREASES TO COVER GOV’T. REQUIRED POLICY PROVISIONS • LOSS OF ACCESS TO YOUR DOCTOR/HOSPITAL DUE TO CHANGES IN NETWORKS • IMPACT OF EMPLOYER MANDATE • EMPLOYERS MOVING PEOPLE TO PART-TIME TO AVOID PENALTIES OR PROVIDING COVERAGE • EMPLOYERS WITH CLOSE TO 50 EMPLOYEES MAKING EFFORT TO STAY BELOW 50 LEVEL • NO TORT REFORM • IMPACT OF TAX ON MEDICAL DEVICE MANUFACTURERS • INDIVIDUAL MANDATE PENALTY • IMPACT ON STATES OF EXPANSION OF MEDICAID • DOCTORS OPTING OUT OF SERVING MEDICARE PATIENTS DUE TO REDUCTION OF COST REIMBURSEMENTS • PRIVACY CONCERNS ABOUT INFORMATION PROVIDED TO EXCHANGES • YOUNG PEOPLE MUST SIGN UP FOR ECONOMICS TO WORK (THEY ARE NOT DOING IT)

  3. THE UGLY • DISASTEROUS ROLLOUT OF WEB-SITE • REPEATED CLAIMS THAT YOU COULD KEEP YOUR INSURANCE IF YOU LIKE IT (CLEARLY NOT TRUE!) • REPEATED CLAIMS THAT YOU COULD KEEP YOUR DOCTOR IF YOU WANT TO. PERIOD! (CLEARLY NOT TRUE!) • CLAIM THAT OBAMACARE WILL DECREASE DEFICIT • POLITICS (MORE CONCERN ABOUT POLITICAL POSTURING THAN CURING PROBLEMS)

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