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1. Presentation Information: • The timings in this presentation are not necessarily correct. The actual playing time of this entire presentation is 2 minutes 59 seconds. • The presentation is self-playing. • It was created using Microsoft PowerPoint 97

2. Find a Career... Money: Will You Make It? Earn a Living... Get A Life!!!

3. Contents $ $ Future Financial Literacy $ $ Careers Career of Your Dreams $ $ Present How to Become Successful

4. It enables us to makeintelligentdecisions--these will benefit us later-- maximizing various investment opportunities Why Is It Important? What is Financial Literacy? • It enables us toplanfor thefuture. • It enables us to planwisely(create reasonable budgets). Financial literacy is the understanding of financial endeavors that lets us interpret and utilize financial information so we can build and maintain a semblance of financial security. • It preventsus from doing something stupid. • It makes usaware. Knowing How Money Works

5. Careers and Entrepreneurship If you are financially literate, you will know that careers and entrepreneurship are your paths to success!! You have to have higher education and find a career. PLAN For The Future: Having a professional career is much more beneficial than “semi-skilled” jobs. Companies pay MORE for people who are specialized: doctors, lawyers, engineers etc. FIND A CAREER--NOT A JOB!! “It’s NEVER too early to start planning for the future!”

6. Discover your interests--plan your career from this--then, you can enjoy your career. • People who plan, do better than those who don’t. • It’s in YOUR best interest to be more serious about getting ready for the work world. That means, get a good education also! Careers and Entrepreneurship ArePLANNINGFor Your Future. Planning? Now? Money is important for everyone’s future…PLAN to get it! Why Plan? Being financiallyliterate will help you PLAN for the future. PLANNING will help you…start early.

7. Mean Salaries from People 18 & Older $12,909 Not a high school graduate $18,737 High school graduate Some college-no degree $19,666 $24,398 Associate Bachelors $32,669 stay in school pursue higher education get more money! Masters $40,368 Doctorate $54,904 Professional $74,580 Education Money Substantiated by the US Census Bureau

8. Being Financially Literate Can Help You NOW! Invest!! You know you have to work to get money--don’t take it for granted.Rememberwork+time=money How should I start saving? It makes you start thinking about your future.Set goals! Start saving NOW to insure future financial security! I’m SO glad I’m financially literate right now! Financially literate? Now? How can it help you? You’re still in high school!

9. And in the Future! Money from investments. Investing and saving are necessary for financial success in the future! Now that we are an old couple, I’m glad we are financially literate. Oh, me too honey! We’re so happy!! • PLUS-money for: • Marriage and Kids • Retirement • Death • Further Education

10. SavingS? “use of money to earn income or profit.” Investing? • Benefits of Investing or Saving for the Future: • Invest for future financial gain/financial security • Protect purchasing power of their savings • Get their own business “money set aside for future use.” Why Should People Start Investing At An Early Age?? What's That??

11. Michael, a 15 year old kid decided to put $100 in a bank, with a growth rate of 5%…. Victor, a 35 year old man decided to put $100 in a bank, with a growth rate of 5%…. The younger you invest, the more time you have for your money to grow…the more money you have!

12. Something you ENJOY Face It: Your CAREER is your FUTURE! Something you’re GOOD at Pays WELL The Career of Your Dreams A career is your future, a pattern of work that will develop through your life. As you look for the career of your dreams, determine these 3 important factors: Like kids? A Public speaker? Try: Teaching 1. Your goals 2. Your interests 3. Your strengths Get a job that matches your personality--maybe you’ll like it Meticulous? Like Math? Try: Accounting

13. Step 2: What do you like to do? Do you like to work with others? Travel? Follow Orders? Work Alone? With Others? Which is the longest and strongest one Fame? Wealth? Hobbies, Sports, Clubs? GOALS Step 1: Hmmm…. what are my goals? Discover Your Interests: Knowing the answer to questions such as these will help you narrow down career possibilities.

14. Abilities = skills = aptitudes What are you good at? What are your skills? Just a Few Examples… Step 3:

15. Owner: • Have a plan: • Know your future goals and what you hope to accomplish. Do you want to form a partnership? Join a corporation? • Set a strict monetary budget--follow it!! • “Foretell” the future--expect anything to be possible! Be flexible, today’s success may not be tomorrow’s! Time changes. • Find sufficient financial support--perhaps keep a part-time job while your business is growing--beginning incomes can be low. • Select your employees carefully--chose people who fit into the environment who have the right skills How to become a successful owner or employee…Get that Job!! Employee: • Have a good resume: • Appearance counts!! Your resume should be error-free and should be formatted to highlight your strengths and relevant experience. • The Interview: • So, you got the interview! • Let people know you are a friendly, positive, eager, and dependable person. • Show confidence--this can show you will fit in with the company. Make sure it makes you look like you are the best candidate. • Anticipate questions and be mentally prepared so that your demeanor is casual, yet professional.

16. But, Always Remember: • Have Fun!! This will reflect your attitude in general to your future career…it will enable others to like you and perhaps you will get a raise!

17. Bibliography 1. Blix, Jacqueline. Getting a Life. Penguin Group: 1997. 2. Dominguez, Joe. Your Money or Your Life. Penguin Books: 1992. 3. Donahue, Mary R. On Your Own. Dearborn Publishing: 2000. 4. Gummow, Bradley. Winning the Money Game. 4 Seasons Publishers: 1999. 5. Moses, Barbara.The Good News About Careers. Jossey Bass: 1999. 6. Schwab, Charles. Guide to Financial Independence. Random House: 2000. *All pictures courtesy of Microsoft PowerPoint. *Education/Money graph was from US Census Bureau website: www.census.gov *“Abilities” Table derived from info. in Barbara Moses’ book.