Angry Husbands Make For Angry Wives by Lyn J Rayner

1. Angry Husbands Make For Angry Wives by Lyn J Rayner Buy a home you can afford. Don't buy to impress others. What good does it do you to go into debt for 30 years for a house you cannot possibly pay for and maintain? Struggling month after month to pay your mortgage is not good for you at all. The fact that you were approved for a $300,000 mortgage does not mean you can afford the house. Sheryl Crow said it best when she sang in Soak Up the Sun, "It's not having what you want. It's wanting what you've [already] got!" Watch how you use credit cards. Try to pay off your monthly charges before they accrue hefty interest charges. If you are carrying debt, it may be prudent to cut up and close your credit cards until you have brought your spending under control. This sounds radical, but the stress of paying 12 to 30% interest rates may be the reason you are working yourself to death. Don't buy a vehicle on payments unless you have better use of your money. If you cannot afford to pay for a car when you buy it, you are over your head. Buy a well maintained and inspected pre- owned car instead. As you know, new vehicles depreciate the most the first six months after purchase. Let someone else take that depreciation hit by buying used. Not paying a car loan every month will go a long way to reduce your stress and the need to work long hours. Change your engine oil, filter and oil pan plug per the owner's manual, not every 3,000 as the oil industry would want you. Also, air and rotate your tires regularly to prolong their life. Your tires are the only contact your vehicle has with the road, so make sure they are in great shape for safety and efficiency reasons. Also, consider the total cost of ownership when you buy a vehicle. Don't just dwell on price of the car or the miles per gallon it gets. Consider maintenance costs, safety rating, reliability, resale value before you buy. That Lexus you think is too expensive may be a better buy than say a Kia, with everything factored in. Personally, I am not going to drive or let any one in my family drive one of those popular tiny cars that gets over 50 miles per gallon to save fuel on Texas roads that are filled with trucks and bigger vehicles. I have to do my part to increase the odds in my families favor. However, regardless of the automobile's safety rating and size, you still need to drive with healthy caution. It's a matter of praying to God but still locking my doors. Start saving early for your children's education. There are many ways to save for college: 529 and other tuition prepaid programs, buying stocks, and savings accounts. Or have your children fend for themselves, taking on student loans which many of us did not have in our college days. Pushing your children to play dangerous sports to earn scholarships (with the gamble of going to NFL or NBA) can backfire. Academic scholarships are better than sports scholarships. Your children will not get concussions, broken bones, tempted to use enhancement drugs, and become distracted from school work by focusing on academics and playing sports in moderation. Consider talking with 3 or more former professional NFL and NBA players about the reality of these games. Speak also with some of those you did not make it to the major leagues. Ask them why their own children are not taking this route. They will open your eyes! Each of these methods has advantages and disadvantages. https://nomorescamreviews.com/language-of-desire-review/ http://wedidreviewforyou.com/numerologist-review/ https://diethours.com/organifi-green-juice-review/ https://dailytradingschool.com/salehoo-review/