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2. Ethically Evolution Company Law and Implication in Bangladesh www.AssignmentPoint.com

3. What is Banking Law Banking law focuses on banks and other financial institutions. Thus, to understand banking law, one must first understand what a bank is. There are at least three ways to define what a bank is. First, a bank can be defined by its business entity. Generally, a bank is chartered by a federal or state government. The business entity must include the word bank or trust in the name of its business entity. Second, a bank can be defined by the services it offers. Generally, a bank accepts deposits and makes loans. While it may provide other services, these are its core services. Third, a bank can also be defined by its economic function. Banks are financial intermediaries that provide transaction services to customers. www.AssignmentPoint.com

4. Objectives To promote the development of banking institutions which will ensure the maintenance of financial stability.  To empower the central bank to issue currency and maintain the domestic and international value of that currency, to supervise banks and the banking business. To facilitate the expansion of the free market economy of the Sultanate through greater use of recognized banking institutions and methods; To contribute to the fiscal and monetary development of the Sultanate through active participation in the international monetary community and in the proceedings, negotiations and decisions of international monetary organization www.AssignmentPoint.com

5. Regulations on Banking Law RJSC Islamic Banking Money laundering act Bank Secrecy Act Capital Adequacy Asset Quality Management soundness Earnings and Profitability Liquidity Deposit Insurance Scheme www.AssignmentPoint.com

6. Case study on the Bangladesh Bank Bangladesh Bank was established under the supervision of the Ministry of Finance after independence of Bangladesh with the Bangladesh Bank Order, 1972 to control the monetary and credit system of Bangladesh. The bank’s functions as mentioned in the Bangladesh Bank Order 1972 and the Bangladesh Bank (Amendment) Act 2003 are: to formulate and implement monetary policy and to formulate and implement intervention policies in the foreign exchange markets; give advice to the government on the interaction of monetary policy with fiscal and exchange rate policy; hold and manage the official foreign reserve of Bangladesh to promote, regulate and ensure a secure and efficient payment system, including the issue of bank notes. Bangladesh Bank also regulates and supervises other banking companies and financial institutions in the country www.AssignmentPoint.com

7. Bangladesh Bank Order, 1972(President’s Order No. 127 of 1972) To formulate and implement monetary policy; To formulate and implement intervention policies in the foreign exchange market; To manage the official foreign exchange reserves; To promote, regulate and ensure a secure and efficient payment system, including the issue of bank notes; To regulate and supervise banking companies and financial institutions; To play the role of advisor to the government on the impact of various policy measures on the economy. www.AssignmentPoint.com

8. Bangladesh Bank Order 1972 Preliminary Establishment, incorporation , capital & management Business & functions of the bank Targets and Formulation of Monetary Policy Management of Clearing System of Check/Bill etc. Reduction of Non Performing Loans www.AssignmentPoint.com

9. Prudential Regulations for Banks : selected issues POLICY ON LOAN CLASSIFICATION AND PROVISIONING Categories of Loans Continuous Loan Demand Loan Fixed Term Loan Short-term Agricultural Credit CORPORATE GOVERNANCE IN BANK MANAGEMENT POLICY ON SINGLE BORROWER EXPOSURE PAYMENT OF DIVIDEND BY BANK COMPANIES BANK CHARGES INTEREST RATE INFLATION www.AssignmentPoint.com

10. E-Banking in Bangladesh: Some Policy Implications Present Status of e-Banking PC banking or PC home banking Online banking Internet banking Mobile banking Tele banking Prospects of e-Banking www.AssignmentPoint.com

11. Recommendation and Conclusion To say that banks have a lot to think about in 2011 would be a gross understatement. This is, of course, particularly so on regulatory matters. There is so much going on, with so little time to pause and reflect, that there is a real risk that the number and complexity of regulatory developments leaves banks and, in particular, their senior management, constantly fighting fires and missing the bigger picture. This book is an attempt to assist general counsel, other in-house counsel, compliance professionals and senior executives of banks by providing a reference guide to some key banking regulatory topics in the countries that it covers. On a more positive note, one real and long-term change to the regulatory landscape that we have seen is that more large banks now realize the importance of engaging with this subject in a positive way at all levels of their organization. In practice, this does not just mean that banks are devoting more resources to dealing with regulatory matters. Perhaps more importantly, it also means that many of them are beginning to confront the challenges they face. www.AssignmentPoint.com

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