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You, Money And University Kelly Parkins education-liaison@bradford.ac.uk

You, Money And University Kelly Parkins education-liaison@bradford.ac.uk . You CAN Afford To Go To University. You Do Not Pay Tuition Fees Up Front ● Maintenance Loans And Grants Help You Financially While You Study ● You Only Start Paying Once You Earn Above £21,000 ●

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You, Money And University Kelly Parkins education-liaison@bradford.ac.uk

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  1. You, Money And University Kelly Parkins education-liaison@bradford.ac.uk

  2. You CAN Afford To Go To University You Do Not Pay Tuition Fees Up Front ● Maintenance Loans And Grants Help You Financially While You Study ● You Only Start Paying Once You Earn Above £21,000 ● If You Earn £25,000 A Year You Will Pay Only £30 A Month ● After 30 Years Any Remaining Debt Is Wiped ● You Can Work Up To 16 Hours A Week While You Study ● You Will Be Entitled To Student Discounts ●

  3. Maintenance Loan • This Loan Helps With Your Living And Learning Costs • This Will Be Paid Directly Into Your Bank Account In Three Instalments • The Amount You Receive Will Depend On Your Family’s Income • This Loan Is Repayable (After Graduation)

  4. Maintenance Grant • You Are Entitled Up To £3,354 If Your Family Incomes Is Up To £25,000 ● • You Are Entitled To A Partial Grant For An Income Of £25,000 - £42,611 ● • This Will Be Paid Directly Into Your Bank Account In Three Instalments ● • Means Tested And Non-repayable ●

  5. Student Loan Support Package 2013/14* For Students Living Away From Home But Not Living in London*

  6. How Do I Apply For Student Finance? • Create A Student Finance Account At: www.studentfinance.direct.gov.uk • You Will Need Your UCAS Details To Login • Your Household Income Needs Submitting (Parents Can Submit This) • Give Permission For Your Information To Be Shared As You May Be Entitled To Bursaries Or Scholarships • Everything Student Finance Asks You To Send, Post ASAP

  7. You Parents

  8. What Does Your Student Finance Cover?

  9. What Money Might I Have Coming In?

  10. Estimated Living Costs In Bradford

  11. What Do You Spend Your Money On? Example: £3.00 Meal Deal week days  £750 per year 70p Chocolate Bar Daily  £255 per year £1.15 Bottle of Coke Daily  £419.50 per year £25 Monthly Mobile Contract  £300 per year £10 ITunes Monthly  £120 per year £50 Clothes Monthly  £600 per year £10 Weekly Travel  £520 per year 20 Cigarettes a day  £2,588 per year! £20 Misc Expenses Monthly  £1,040 per year HOW MUCH IS THIS A YEAR:  ????

  12. £6,592!

  13. Useful Websites www.ucas.com - University application form & bursary information www.bursarymap.direct.gov.uk - Information about bursaries www.direct.gov.uk/studentfinance - Information about finance, application form student & finance calculator www.aimhigher.ac.uk - Information about going to university, finance etc www.studentsurvivor.org.uk - Test your budgeting skills and keep a student alive for a week! www.moneysavingexpert.com/shopping/demotivator/ - Look at what you spend your money on

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