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Business Loan Eligibility Criteria

A small business or startup has option to choose from a wide variety of small business loans. In India, both banks and non-banking financial companies provide various small business loans. The loan amount, tenure, interest rate, and terms of borrowing differ from one lender to another. Likewise, the small business owner also needs to meet the business loan eligibility criteria set by the borrowers to avail a long-term or short-term business loan. The eligibility criteria set by the lenders also vary a lot. In India, the small business owners have traditionally been depending on public sector banks for their financial needs. Unfortunately these institutions have very strict criteria for assessment.

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