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How to Maintain and Improve Your Credit Score?

The personal and business loan lending eligibility criteria differ from one lender to another. But each lender evaluates the creditworthiness of borrowers based on their credit scores. When you apply for a personal or business loan, the lender will use your credit score as the primary criterion to decide about approving or rejecting the loan application. Most lenders nowadays extend unsecured credit only to borrowers who have excellent credit scores. Likewise, many lenders provide credit at higher interest rate if the borrower has a low credit score.

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