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What Are The Motorcycle Insurance Requirements?

If you or a loved one owns a motorcycle, the last thing you want to ever experience is a motorcycle crash. However, it is always important to be prepared in case one happens. By law, motorcyclists have to have insurance in Pennsylvania. What are the Pennsylvania motorcycle insurance requirements? The team at Shenderovich, Shenderovich & Fishman wants to dig into these questions for you. Their qualified and experienced Pittsburgh motorcycle accident lawyers are ready to get to work for you.

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What Are The Motorcycle Insurance Requirements?

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  1. What Are The Motorcycle Insurance Requirements?

  2. Just like a passenger vehicle, motorcycles must be insured before they can be operated on Pennsylvania roadways. The minimum requirements under the law in Pennsylvania are: $15,000 of bodily injury protection for injuries or death occurring to one person in an accident. $30,000 of bodily injury protection for injuries or deaths occurring to more than one person in an accident. $5,000 property damage protection for a single accident. ● ● ● These are the minimums required by Pennsylvania, but a motorcyclist can always choose to purchase more insurance if they wish to. It is important that all motorcycle drivers and passengers follow Pennsylvania’s helmet law. Anyone under the age of 21 or who has less than two years of riding experience must wear a US DOT approved helmet.

  3. WHAT WE KNOW ABOUT MOTORCYCLE ACCIDENTS The Pennsylvania Department of Transportation tells us that there was a total of 3,194 motorcycle crashes during the latest reporting year in the commonwealth. Out of those, there were 181 fatalities and 4,413 injuries.

  4. THIS IS A NO-FAULT STATE Pennsylvania is a no-fault accident state, meaning fault does not have to be established in order to collect compensation in the aftermath of an accident. No-fault insurance can take away a person’s right to sue an at-fault driver after a crash, though there are exceptions made for extreme injuries.

  5. Motorcycle crashes can lead to serious injuries. Motorcyclists have little protection from the force of a passenger vehicle (the average vehicle weighs 4,000 pounds). Even those wearing a helmet run the risk of major injuries, including: ● ● ● ● ● Spinal cord trauma (possible paralysis) Head injuries/traumatic brain injuries Internal organ damage or internal bleeding Broken or dislocated bones Severe lacerations or road rash

  6. WHAT KIND OF COMPENSATION CAN YOU GET? If you or a loved one have been involved in a motorcycle accident, you need to understand how the insurance companies work. At Shenderovich, Shenderovich & Fishman, they are ready to help you get through this confusing time. Their qualified and experienced team will investigate all aspects of your crash so they can ensure maximum compensation for all injury-related expenses.

  7. This can include: 01 03 05 Compensation for lost income if you cannot work Loss of enjoyment of life damages Possible punitive damages against a grossly negligent party 02 04 Mental anguish damages Coverage of your medical bills If you need a Pittsburgh motorcycle accident attorney, you can contact them for a free consultation by calling 888-988-9467.

  8. Law & Finance Building 429 Fourth Ave, Suite 1100 Pittsburgh, PA 15219 888-988-9467 https://www.ssf-lawfirm.com/contact/

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