Introduction

1. Conference on "Innovative Sources to Finance Small and Medium-Sized Enterprises", 16-17 February 2010,  Dubai. AWQAF INVESTMENTS AND THE SME SECTOR IN SOUTH AFRICAModels, Case Studies, Prospects, & Challenges

2. Introduction • Brief historical background • SA & SME Sector • Awqaf Investments • Prospects and Challenges • Recommendations

3. Brief historical background • Arrival of first Muslims • Banning and unbanning • Laws affecting Muslims • Socio-economic impact • Democratic era • Status quo of Waqf

4. SA & SME Sector • SA Economy • Major Challenges in SA • SME Sector status quo • Govt support & institutions • Challenges • Muslims in the SME sector • Potential for growth

5. Models of Waqf Investments in SA • Private-Public Charitable Trusts • Community – Private Partnership (Non Corporatised) • Community – Private Partnership (Corporatised) • Masjid Community Based; • Community Based Public Awqaf Foundation.

6. Case Studies of Waqf Investments in SA • Hajee Ahmed Mahomed Lockhat Wakuff 1933 • Waterval Islamic Institute 1934 • Rustenburg Mosque Plaza 1989 • Nurul Islam Plaza Ltd 1996 • Juma Masjid Trust 1890 • National Awqaf Foundation of South Africa 2001

7. Promising SME Sectors in SA • Real Estate • Mining • Agriprocessing • Intellectual property development i.e. inventions in energy, pharmaceutical • Manufacturing • Services

8. Awqaf-Awqaf Collaboration • Property - infrastructure • Risk Finance Fund (Private Equity) • Microfinance • Islamic Merchant Bank • Asset finance

9. Awqaf – Awqaf Collaboration • Qard Hasan Loans • Joint Ventures • Partnerships • Syndications

10. Conclusion • SA Waqf Economy still in infancy stage • Muslim SME sector needs support to grow into Blue Sky companies • Muslim SME sector needs infrastructure, financial services eg interest free credit, qardhasan loans • Several promising SME sectors in SA • Several options for Awqaf-Awqaf Collaboration and Partnership