Vision Insurance SAOG - Trusted Insurance Company in Oman

1. تأمين الرؤية ش م ع ع Vision Insurance SAOG Trusted Insurance Company in Oman Visit Our Website +968 248 539 00 marketing@insurevic.com

2. About Us Vision Insurance is an Omani national insurer authorized to offer all lines of Non-Life and Life insurance products. Vision Investment Services Co. SAOG (www.investvis.co.om), the leading asset management company in Oman combined with Al Wathba National Insurance Co. PSC (www.awnic.com) from Abu Dhabi to promote Vision Insurance in association with prominent business groups from Oman and United Arab Emirates. Vision thus presents the combined expertise in both insurance and investment management to its valued clients. The Company’s founder Chairman, Mr. Ali Mohammed Juma, has a long track record as a successful business promoter and brings to Vision his expertise in overall financial services sector. P. R. Ramakrishnan, Chief Executive Officer has a proven track record of corporate turnaround and growth with over 23 years in lead management positions in Omani insurance companies. The Company’s core strength is its team of highly qualified and experienced employees committed to providing innovative solutions for diverse client needs. marketing@insurevic.com +968 248 539 00

3. Insurances We Offer • 1.) Corporate Insurance • >>> Property Insurance • >>> Oil and Energy Insurance • >>> Engineering Insurance • >>> Marine & Aviation Insurance • >>> Liability Insurance • >> Public Product Liability Insurance • >> General Third Party Liability Insurance • >> Professional Indemnity Insurance • >> Medical Malpractice Insurance • >> Public Product Liability Insurance • >> Employer’s Liability Insurance • >>> Life & Health Insurance • >>> Miscellaneous Insurance • >>> Financial Lines Insurance marketing@insurevic.com +968 248 539 00

4. Insurances We Offer • 2.) Personal Insurance • >>> Car Insurance • >>> Property Insurance • >>> Travel Insurance • >>> Liability Insurance • >>> Miscellaneous Insurance marketing@insurevic.com +968 248 539 00

5. Corporate Insurance • Property Insurance This policy normally covers the property insured against losses/damages arising due to fire, earthquake, storm or tempest, flood, and riots and other named perils. Perils Covered Fire Earthquake Explosion Aircraft Impact by road Vehicles Flood Bursting or overflowing of water tanks apparatus or pipes Riot fire Riot and strike damage Malicious damage Click Here to Know More: marketing@insurevic.com +968 248 539 00

6. Oil & Energy Insurance This policy provides coverage to subject matter insured during construction in offshore places. Perils Covered The policy provides coverage under two broad sections. Section – A This section covers All Risks of Physical loss or damage to contract works, including temporary works. The cover would include builder’s risks and cargo coverage, sue and labour, removal of wreck and debris for a separate limit, existing property, expediting expenses, war, (subject to waterborne agreement) and maintenance period. Section – B This section covers Third Party liabilities arising from operations for an agreed limit. Click Here to Know More: marketing@insurevic.com +968 248 539 00

7. Engineering Insurance Erection All Risks (EAR) Insurance is designed to protect the interest of principals, contractors and Sub-contractors involved in erection of plants, machinery and heavy equipment, against their exposure to loss, damage or liability by a variety of external and internal causes right from the warehouse of the supplier of equipment's — whether imported or indigenous — to its erection, testing and commissioning at the site. Engineering Insurancehas two sections providing coverage as under: Section-1 Physical loss or damage: This section provides coverage for losses and/or damages to materials and erection works Section-2 Third party legal liability: This section provides indemnity to the insured against Legal liability on account of negligence of the insured or his employees causing accidental bodily injury and/ death or damage to property belonging to any Third Party. marketing@insurevic.com +968 248 539 00

8. Marine & Aviation Insurance With the rapid expansion and development in the international and domestic trade, cargo movements are becoming increasingly complex. This requires specialists in the field of marine cargo insurance and Vision Insurance can help you develop a complete range of products to meet the individual needs of the sophisticated cargo owner. > This policy covers goods, freight and other interests against loss or damage to goods whilst being transported by rail, road, sea and/or air. > Different policies are available depending on the type of coverage required ranging from an “All Risks” cover to a restricted “Fire Risk Only” cover. > This policy is freely assignable and is basically an agreed value policy. marketing@insurevic.com +968 248 539 00

9. Corporate Liability Insurance Corporate Liability Insurance in Oman: Workmen’s Compensation Policy offers monetary compensation to the employees for the legal responsibility of the employer as per Royal Decree 40/1977 and its subsequent amendments to pay on the event of an injury or death arising out of and in the course of their employment. Scope of Cover > Death > Permanent Total Disability > Permanent Partial Disability > Salary for the period of absence from work due to occupational injury / illness > Medical Expenses (hospital admission, surgical expenses, cost of medicines etc.) marketing@insurevic.com +968 248 539 00

10. Life & Health Insurance • Group Life is a benefit policy taken out by the employer in respect of his employees and in some cases on the dependent family members of the employees. The aim of this policy is to provide the employees and their dependents various financial benefits in the event of sudden death or disability. • Benefits available under Group Life Insurance: • Death • Natural death only (or) • Accidental death (or) • Death by any cause. • In the event of death of the Insured person, the principal sum insured in respect of that person is paid. marketing@insurevic.com +968 248 539 00

11. Miscellaneous Insurance Accidents are common and sometimes cause fatal injury leading to disabilities or death. Personal Accident insuranceis a benefit policy providing compensation in the event of an unfortunate event. It provides for the payment of compensation in the event of the Insured sustaining death or disablement by bodily injury, resulting solely and directly from accident caused by external, violent and visible means. Salient Features Group Personal Accident insurance covers loss resulting directly and independently of all other causes from bodily injuries caused by accident on or off duty, anywhere in the world. It is best suited to companies, firms, and association of persons for covering all their employees and members under one policy. marketing@insurevic.com +968 248 539 00

12. Financial Lines Insurance Stockbrokers Comprehensive Insuranceprovides coverage against various risks/perils to which a Stock broking firm is exposed in its regular operations. Scope of Cover Part I – Incomplete Transactions This assures liability to third parties on account of failure or inability to complete transactions. Part – II Section 1 — Fidelity Loss resulting directly from dishonest, fraudulent or malicious acts committed by an employee. Section 2 — Loss of Property Loss of property directly from robbery, theft, misplacement, mysterious unexplainable disappearance. Section 3 — Forgery or Alteration Loss resulting directly from forgery or fraudulent alteration of Negotiable Instrument. marketing@insurevic.com +968 248 539 00

13. Personal Insurance Car Insurance At Vision Insurance, we understand how important you are and that’s why our Car Insurance revolves around you. Third Party Car Insurance Our third party car insurance starts from just OMR40* and it comes with the basic cover, personal accident cover for the driver, passenger liability (up to 4 passengers), MEDEX, and 24X7X365 Roadside Assistance including applicable fees. Comprehensive Car Insurance Vision Insurance SAOG’s comprehensive car insurance starts from only OMR98* and it comes with a long list of perks such as storm, theft, and flood cover, 24X7X365 roadside assistance, personal accident cover for the driver, up to 4 passengers liability, and MEDEX. marketing@insurevic.com +968 248 539 00

14. Personal Property Insurance This is a package policy specially designed to meet the insurance requirements of a householder by combining under a single policy, a number of our standard policies usually taken by householders. Scope of Cover The policy comprises of following covers as given hereunder: Fire & Allied Perils A – Coverage for building B – Covers contents of the dwelling belonging to the proposer and his/her family members permanently residing with him/her. Burglary & House-breaking (including larceny and theft) This policy covers the contents of a dwelling against loss due to burglary, house breaking, larceny or theft. All Risks (Jewellery & Valuables) This property insurancepolicy covers loss or damage to your Jewellery and valuables by accident or misfortune whilst kept, worn or carried anywhere in Oman subject to the value declared in the schedule. marketing@insurevic.com +968 248 539 00

15. Travel Insurance This is a policy specially designed to meet the travel insurance requirements of an individual, family (of 4 or 6), or group under a single policy, for specific locations like GCC, Schengen, Worldwide (inclusive & exclusive of USA/Canada) Scope of Cover The policy comprises of following covers as given here under: Personal Accident The Insurers will pay, the Insured or his estate, for one of the following Events resulting from an Accident. The Event must occur within 180 days of the date of Accident. For More Info Visit At: - https://insurevic.com/en/travel-insurance/ marketing@insurevic.com +968 248 539 00

16. Liability Insurance Liability Insurance cover is designed specifically for families with foreign domestic help. For those want to hire domestic servant or renew his or her contract, this cover will provide protection towards their life due to accidents and medical & repatriation expenses. Scope of Cover > This policy provides insurance coverage in case of following happenings: > Death due to accident > Permanent Total Disability due to accident > Permanent Partial Disability due to accident > Temporary Total Disability benefit due to accident only > Medical Expenses Cover > Repatriation Expenses marketing@insurevic.com +968 248 539 00

17. Miscellaneous Insurance Accidents are common and sometimes cause fatal injury leading to disabilities or death. Personal Accident insurance is a benefit policy providing compensation in the event of an unfortunate event. It provides for the payment of compensation in the event of the Insured sustaining death or disablement by bodily injury, resulting solely and directly from accident caused by external, violent and visible means. Salient Features Personal Accident insurance covers loss resulting directly and independently of all other causes from bodily injuries caused by accident on or off duty and anywhere in the world. Tailor-made individual policies can also be designed suited to the specific requirements of the group within the overall framework of the policy benefits. The sum insured is normally based on the wages/salary earned. marketing@insurevic.com +968 248 539 00

18. Contact Us +968 248 539 00 marketing@insurevic.com PO Box 1882 PC 114, Jibroo Sultanate of Oman https://insurevic.com/ Click here to Visit Our Location