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WELCOME!

WELCOME!. 2019 Benefits Annual Enrollment Meeting. 2019 BENEFITS ANNUAL ENROLLMENT . Benefit plan changes will be minor Most 2018 elections will carry forward to 2019 Online: SyscoBenefits.com, via Total Rewards Cafe Via phone: 1-800-55-SYSCO, say “Annual enrollment”. October 8 – 22.

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WELCOME!

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  1. WELCOME! 2019 Benefits Annual Enrollment Meeting

  2. 2019 BENEFITS ANNUAL ENROLLMENT • Benefit plan changes will be minor • Most 2018 elections will carry forward to 2019 • Online: SyscoBenefits.com, via Total Rewards Cafe • Via phone: 1-800-55-SYSCO, say “Annual enrollment” October 8 – 22

  3. H&W BENEFITS OVERVIEW Available Oct. 8 Early Oct. Contains your personalized benefits view, including 2019 rates Available Now! SyscoBenefits.com Available 24/7, no login required! 2019 Highlights mailed to your home

  4. BENEFITS YOU CHOOSE October 8 – 22

  5. YOUR 2019 BENEFITS* Benefits You Elect Automatic Company-Provided Benefits • Medical, Dental, Vision • Supplemental Life Insurance • Voluntary AD&D Insurance • Critical Illness Coverage • Hospital Indemnity Coverage • Legal Insurance Plan • Identity Theft Protection • Basic Life Insurance • Basis AD&D Insurance • Short-Term Disability • Long-Term Disability • Employee Assistance Program * May differ for associates covered by a Collective Bargaining Agreement

  6. WHAT’S NEW IN 2019? Hospital Indemnity Critical Illness Supplemental Life Insurance Vision • New Insurer: MetLife • Associate must enroll to have dependent coverage • Basic plan participants must enroll to have coverage • New Insurer: MetLife • Associate must enroll to have dependent coverage • Guaranteed Issue: No EOI • Currently covered: 5x annual earnings or $500,000 • New enrollees:1x annual earnings • Higher Allowances! • Frames: $230 (was $200) • Contacts: $180 (was $120)

  7. ANNUAL ENROLLMENTOctober 8 – 22

  8. MEDICAL / RX – 4 NATIONAL PLANS New medical plan ID cards will be sent to ALL BCBS plan participants prior to January 1! More details about each plan, including premium costs, will be available in the Total Rewards Café beginning October 8!

  9. MEDICAL / RX – 4 NATIONAL PLANS ALTERNATIVE SLIDE New medical plan ID cards will be sent to ALL BCBS plan participants prior to January 1! More details about each plan, including premium costs, will be available in the Total Rewards Café beginning October 8!

  10. HEALTH SAVINGS ACCOUNT by Fidelity • Sysco contributes money • $250 associate only coverage • $500 all other coverage tiers • Another pre-tax savings vehicle • Contributions are not taxed when used for health expenses • Unused HSA dollars roll forward • Not a “use it or lose it” account • Keep the money, even if you change plans or leave the company • Invest savings to earn even more • Note: Only available for HSA medical plan participants

  11. HEALTH CARE FLEXIBLE SPENDING ACCOUNT • Pre-tax spending vehicle • FSA dollars do not carry forward • “Use it or lose it” • Must use for current expenses • Pay for medical, dental, Rx, and vision expenses Debit card and AutoPay features make managing claims easier!

  12. DEPENDENT DAY CARE FLEXIBLE SPENDING ACCOUNT • Reimburse yourself for elder care and day care for your dependents • Vehicle for tax savings • Contributions are not taxed • FSA dollars do not carry forward • “Use it or lose it” • ALL eligible associates can participate!

  13. FLEXIBLE SPENDING ACCOUNTS (FSA) by Alight You can save more pre-tax! Look for the Alphabet Soup in the Helpful Tools section of SyscoBenefits.com for more information!

  14. 2019 WELLNESS REWARDS OPTIONAL SLIDE DEADLINE: OCTOBER 1, 2018 — GO TO SYSCOBENEFITS.COM Eligibility Rewards What Counts • Any Sysco medical plan • Associates and spouses • Enroll in a Sysco-sponsored medical plan in 2018 and 2019 • $400 Associate • $200 Spouse • Reduction in paycheck premium (if completed by 10/1/18) • —OR— • Contribution to health care expense accounts in January 2019! • Received 1/1/18 – 10/1/18 • Biometric screening • —OR— • Annual preventive physical (includes annual • physical or • well-woman exam)

  15. TWO DENTAL PLANS by MetLife OPTIONAL SLIDE Premium Basic • Same extensive network of providers applies to both plans • You don’t have to see a MetLife provider but when you do you’ll get better discounts and benefit levels • No ID cards provided • You choose between levels of coverage and payroll deduction differences between the two plans Paid for by You & Sysco

  16. TWO DENTAL PLANS by MetLife OPTIONAL SLIDE Basic Premium • Lower deductible • Diagnostic and preventive services at 100% • Higher benefit maximum • Higher premium • Higher deductible • Diagnostic and preventive services at 100% • Lower premium Paid for by You & Sysco

  17. VISION COVERAGE by VSP • Coverage includes routine eye exams, prescription eyeglasses, and contact lenses • Costs are lower when you use a VSP provider • $10 copay for exam • $25 lenses copay with $230 retail allowance for frames • $180 allowance for most contact lenses • Higher allowances for Frames and Contact Lenses in 2019 • No ID cards required Increased Coverage! Paid for by You and Sysco

  18. Automatic Benefit BASIC LIFE AND AD&D by Prudential Basic Life Insurance Basic AD&D Insurance 1.5x your previous year’s eligible earnings up to $225,000 1x your previous year’s eligible earnings up to $150,000 Paid for by Sysco

  19. SUPPLEMENTAL LIFE AND AD&D by Prudential For You Supplemental Life Insurance Voluntary AD&D Insurance • You may elect up to 10x your previous year’s eligible earnings • $1,000,000 plan maximum • You may elect up to 8x your previous year’s eligible earnings • $1,000,000 plan maximum There is no proof of good health requirement (EOI) up to the lesser of 5x or $500,000 for you, if you are currently enrolled in supplemental life. There is no proof of good health requirement for AD&D coverage. Paid for by You

  20. SUPPLEMENTAL LIFE AND AD&D by Prudential For Your Family Supplemental Life Insurance Voluntary AD&D Insurance • For your spouse + your children • Spouse election up to $150,000 • Child Life coverage up to $15,000 • Family AD&D plan in 3 ways • Both spouse + child(ren): 50% / 15% • Spouse only: 60% • Child only: 20% to a maximum $150,000 per child There is no proof of good health requirement (EOI) up to $50,000 for your spouse. There is no proof of good health requirement for AD&D coverage. Paid for by You

  21. LEGAL INSURANCE by ARAG OPTIONAL SLIDE • Help with common legal events • Will preparation • Estate planning • Civil suits • Insurance disputes • Home equity loan • Refinancing • Elder law Paid for by You

  22. IDENTITY THEFT PROTECTION by ID Watchdog OPTIONAL SLIDE • Help Better Protect Your Identity • Monitoring across credit cards, bank accounts, billions of public records and the dark web • Alerts when activity that could indicate potential fraud is detected • Fully managed identity theft resolution Paid for by You

  23. CRITICAL ILLNESS COVERAGE by MetLife • Extra coverage for major illnesses, like cancer or a heart attack • Great complement for all plans • Not required to enroll in Sysco medical Paid for by You

  24. HOSPITAL INDEMNITY COVERAGE by MetLife • Help pay for hospital costs • Great complement for all plans • Not required to enroll in Sysco medical Paid for by You

  25. OTHER BENEFITS

  26. 401(k) by Fidelity

  27. EMPLOYEE STOCK PURCHASE PROGRAM (ESPP) by Fidelity • Administered by Fidelity • The ESPP allows you to purchase up to 10% of your income in company stock at a discount • Payroll deducted • Purchased at 85% of the cost on the last trading day of the offering period • You must enroll before the quarterly offering period begins • Enroll at NetBenefits.com • You may cancel your enrollment at any time Learn more at SyscoBenefits.com

  28. TOOLS & RESOURCES

  29. SyscoBenefits.com • Go-to place for benefits resources • Easy to navigate • Interactive learning tools and videos

  30. SyscoBenefits.com Available Now! • How-to videos online • How-to Helper online and in your packet

  31. MEDICAL EXPENSE ESTIMATOR Available Oct. 8 See the real cost of health care • Enter typical health care use • Out-of-pocket costs • Paycheck costs • The medical plans you are eligible • for will be reflected in the Estimator.

  32. HOW TO ENROLL

  33. TOTAL REWARDS CAFÉ – Our Enrollment System

  34. TOTAL REWARDS CAFÉ – Your Total Rewards site

  35. 2019 BENEFITS ANNUAL ENROLLMENT • Elections become effective 1/1/19 • Via phone: 1-800-55-SYSCO, say “Annual enrollment” • Online: SyscoBenefits.com, via Total Rewards Cafe • Look for the green “enroll” button on the home page to go to the Café and enroll • OCTOBER 8 – 22

  36. THE SYSCO BENEFITS CENTER 1-800-55-SYSCO Benefits Support Monday — Friday 7:00 a.m. – 7:00 p.m. CST

  37. QUESTIONS?

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