Denali Real Estate Solutions

1. Putting Your Money to Work through Private Lending Presented By: Simone Hopkins and Steve Larkin Denali Real Estate Solutions www.DenaliSolutions.ca

2. Disclaimer This is not an offer to purchase or sell securities. Any person, entity, or organization must first be qualified by the company and read all of the offering documents and attest to reading and fully understanding such documents. Denali Real Estate Solutionsand it’s affiliates are not licensed securities dealers or brokers and as such, do not hold themselves to be. This presentation should be construed as informational and is not an advertisement soliciting for any particular purpose. All securities herein discussed have not been registered or approved by any securities regulatory agency in accordance with the securities act.

3. Today’s Agenda

4. Today’s Agenda • Overview of the private money lending process • Why private lending benefits you • Company overview • Why we utilize private money • Investment buying criteria • Terms & conditions • How you are protected • Risks vs. rewards • The closing process • Common ways our lenders fund deals • Case studies & commonly asked questions

5. Overview of the Private Money Lending Process

6. Overview of the Private Money Lending Process Documents Securing the Loan Private Lender Purchase Home Principle +12% Interest Payment Home is SOLD Home is Renovated

7. Why Private Lending Benefits You?

8. Why Private Lending Benefits You?Assume $150,000 Invested Private Lending vs. Traditional Savings

9. Why Private Lending Benefits You? • Real estate mortgage/deed of trust provides you with security instruments you would not get with other investments • You have added layers of protections because of how we buy and because you have recourse • Produces predictable income stream for you because rates do not fluctuate • It is very easy to understand and all loans have very straightforward terms

10. Company Overview

11. Company Overview • Denali Real Estate Solutions was started in 2013 by Simone and Dan Hopkins and Steve Larkin • We purchase distressed properties 20% to 30% below market value • We then rehab and sell those properties to retail homebuyers and landlords • Our competitive advantage is our knowledge, business systems, and experience • Private lending is our #1 source of funding for our redevelopment projects

12. Company Overview

13. Company Overview

14. Company Overview

15. Company Overview

16. Management Team • Simone Hopkins – co-founder of Denali Real Estate Solutions and the master of business administration and technology. As an integral organizer of the business Simone has leveraged technology to put the business on auto-pilot. Her systems are what have allowed Denali Real Estate Solutions to achieve exponential growth in just a few short months. • Daniel Hopkins – co-founder of Denali Real Estate Solutions and experienced general contractor. As an key piece of our company, Dan has managed various projects and his attention to detail is one of the most important pieces that contribute to our success. • Steve Larkin – co-founder of Denali Real Estate Solutions and marketing specialist. As a key person of our company, Steve has managed to get connections to key buyers, sellers and land developers. Steve also brings high positive energy and drive to move the business forward.

17. Company Goals • Invest in the local Real Estate market and buy properties 20-30% below market value • Purchase and rehab 3 properties a month with a minimum net profit of $40k • Develop long term relationships with our private money lenders and create and predictable returns for their long term financial goals

18. Why We Utilize Private Money in Our Business

19. Why We Utilize Private Money in Our Business • Our competitive advantage is the fact that we can purchase properties QUICKLY! This is why we can buy properties at such a discount. • Banks are very time consuming to deal with and there is an opportunity cost to that time. • We can offer a great rate of return to our private money lenders and we benefit them as much as they benefit us.

20. Investment Buying Criteria

21. Investment Buying Criteria • Types of properties we buy • Buying criteria: what we pay for houses? • Why our buying criteria insures safety for you as a lender

22. Investment Buying Criteria?

23. Terms & Conditions

24. Terms & Conditions • 8-10% interest no points • 1st or 2nd Lien position • 12 months terms • Fee w/ option to renew • All documents recorded

25. How You Are Protected & The Security Documents

26. How You Are Protected & The Security Documents • Promissory note • Mortgage deed or deed of trust • Hazard insurance policy • Personal guarantee

27. Risks vs. Rewards

28. Risks vs. Rewards Sitting in Bank $100,000 x 1% Interest 12 Month Term = $1,000 ROI Private Lending $100,000 x 10% Interest 12 Month Term = $10,000 ROI * Backed by Real Estate You are making a 10xgreater return on your money

29. Risks vs. Rewards Stock Market Real Estate Private Lending • Secured by a Deed of Trust or Mortgage Deed • Collateral is Fully Insured • Collateralized Below Market Value • Returns Are Fixed and Agreed Upon Term • Tangible Asset • Completely Unsecured • Completely Uninsured • Invest at Market Price • Returns Are Unknown

30. The Closing Process

31. The Closing Process Closing documents w/ mortgage deed, insurance policy, promissory note Funds from you go into escrow with title company or attorney Mortgage or deed of trust filed on the land records You get: Original promissory note and copy of mortgage or deed of trust, and insurance policy I start work on the house

32. Common Ways Our Lenders Fund Deals

33. Common Ways Our Lenders Fund Deals • Cash in the bank • Home equity credit lines • Personal & business credit lines • Liquidated securities & investments • Retirement accounts

34. Retirement Accounts that Can Be Self Directed • RRSP and TFSA’s * • Educational Savings Accounts • Retirement Income Accounts *Profits can be tax free or tax deferred when you invest with one of these vehicles

35. Case Study of a Recent Deal with a Private Money Lender

36. Case Study – 12 ch des cedres Purchase Price: $160,000 Appraisal Value $250,000

37. Before and After

38. Before and After

39. Before and After

40. Before and After

41. Case Study – 12 c. des cedres 6 Month Project Purchase Price: $160,000 Rehab Cost: $35,000 Total Invested: $195,000 = $9,750 Private Lender Return on Investment $195,000 @ 10% Interest for 6 months

42. Common Questions

43. Common Questions • What if something happens to you? • What if you don’t sell the house for what you think? • What if I have to pull my money out? • What if I can’t fund an entire deal? • Can I think about it? • Why isn’t everyone investing this way?

44. Investment Minimum’s

45. Investment Minimum’s • Must have a minimum of $25,000 to get started with us • If you commit $200,000 you are usually given a first mortgage/deed of trust • We require a 6 month commitment at the minimum

46. How to Get Started

47. How to Get Started? • Fill out a private lender information sheet • Put down a loan commitment amount • I will call you when I have my next project lined up

48. Our Contact Information Steve Larkin 613-862-2633 steve@DenaliSolutions.ca www.DenaliSolutions.ca Simone Hopkins 613-299-7366 simone@DenaliSolutions.ca www.DenaliSolutions.ca