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Loans

NPA (Non-Performing Asset) refers to a loan or advance where the borrower has stopped making interest or principal repayments for 90 days or more.

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Loans

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  1. NPA NPA (Non-Performing Asset) refers to a loan or advance where the borrower has stopped making interest or principal repayments for 90 days or more. It indicates financial distress and impacts the lender’s profitability. Legal action under the SARFAESI Act or DRT is often initiated for recovery. Timely resolution is crucial to avoid asset seizure and further complications.

  2. OTS OTS (One Time Settlement) is a resolution mechanism offered by banks to settle non-performing loan accounts. It allows borrowers to repay a negotiated amount in a lump sum or structured terms, often lower than the total outstanding. OTS helps avoid litigation, reduces financial burden, and enables a clean credit history restoration, making it a practical solution for distressed borrowers.

  3. Contact Us (+91) 99873 15463 https://9orbitz.com/ Empire Building, 58/3, DN Road, Fort-Mumbai-400001

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