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Essential First-Time Homebuyer Facts

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Essential First-Time Homebuyer Facts

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  1. Essential First-Time Homebuyer Facts First-time homebuyers should consider the following facts and tips to make the home buying process smooth: Mortgage Down Payment: To save for down payment, set up automatic savings plan and keep a track of it. Explore down payment requirements of different mortgage options like Conventional, VA, FHA and USDA Loans. Mortgage Application: Before filing the mortgage application, get pre-approved to determine your budget and the type of property you can afford to buy. Check your credit score as it is one of the key factors for loan approval and determination of interest rate. Mistakes To Avoid: Homebuyers should not forget to budget for the money required to close the mortgage. Ask your loan officer about closing costs associated with your loan. Apart from saving for the down payment and closing costs, you should set aside funds for move-in expenses.  107 W. Hwy. 190 Copperas Cove, TX 76522 254-542-5100 2201 Trimmier Rd. Killeen, TX 76541 254-680-6158 3106 S. WS Young Dr., Bldg. D, Ste. 402 Killeen, TX 76542 254-953-7000 14641 S. Padre Island Dr., Ste. B Corpus Christi, TX 78418 361-949-4647 10961 Gateway Blvd. West, Ste. 200 El Paso, TX 79935 1980 E. Baseline Rd., Ste. 103, Tempe, AZ 85283 915-843-2681 480-752-3110 1320 N. Zaragoza Rd., Ste. 111 El Paso, TX 79936 915-858-1996 7348 W. Adams Ave., Ste. 200 Temple, TX 76502 254-771-0020 201 E. Central Texas Expwy., Ste. 1600 Harker Heights, TX 76548 254-680-6155 100 W. Central Texas Expwy., Ste. 300 Harker Heights, TX 76548 254-690-3765 www.fcmloans4u.com Image Source: Designed by Freepik

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