Do You Want To Get On The Road To Being Debt Free Then Start Finding A Bankruptcy Attorney

1. Do You Want To Get On The Road To Being Debt Free Then Start Finding A Bankruptcy Attorney No one wants to have their finances spiral out of control, but sometimes it happens. This is particularly true in the present economic situation caused by the COVID pandemic. One minute a person has a job and is able to pay bills, and the next minute he or she is unemployed, and the unpaid bills are piling up. Fortunately, the Federal government has created a way to eliminate many debts or, in some cases, reduce payments and set up a payment plan, so a person does not, for example, lose their home or car. There are two Chapters of Bankruptcy, Chapters 7 and l3, designed to help individuals. Each chapter has its rules and expectations, and each chapter is designed to help solve certain financial situations. Which chapter is for you? As there are many terms and requirements to understand and process, it is wise to hire professional legal assistance, frequently in the form of a bankruptcy attorney. While it is true you can file for bankruptcy without an attorney's help, and it is also true an attorney can guide you as to which chapter is right for you and then gain better outcomes for your bankruptcy. In most cases, the benefits achieved during the bankruptcy will outweigh the cost of a Bankruptcy Attorney. As with the hiring of any attorney, it is wise to take your time and consider the following process: Check with family and friends as to suggestions of a good Bankruptcy Attorney. Go online and Google Bankruptcy Attorneys in the county of your residence. Read the information found on several websites, at least five. Have questions written down you want answers to, such as years in practice, education, hours of availability, cost, and if the attorney offers a free, initial, in-office consultation. Look at client ratings and read client comments It is wise to choose an attorney offering a free initial consultation as you can then take your list of questions to be answered during the consultation. You can also get a feel for the attorney's personality and how you relate to him or her. Make a comparison chart for each attorney you are considering and compare how each rate in answering your questions, personality, and cost. Choose the Bankruptcy Attorney that you feel will do the job you want to be done at the best price and is someone who you will feel comfortable working with. Choosing a Bankruptcy Attorney is not easy, but due diligence in checking out several possibilities before making your decision will make your bankruptcy case go a lot smoother. If you want to know more about bankruptcy in your

2. state, you can find a lot of helpful information online. Though bankruptcy is a Federal Law, each state has its own special rules and regulations, so you must investigate your state and county of residence.